what are you guys doing about insurance(s)

[chad]

this week i am going to write a huge check for:

2 life insurance term policies
2 car insurance renewals
2 motorcycle insurance renewals
1 camper insurance renewal
1 boat insurance renewal

on the one hand, i feel i have to have insurance on all of this because stuff happens, on the other hand, i know all of these companies don't have any real assets, and if SHTF they are just going to be gone and not "insuring" anything.

can't seem to reconcile my feelings on the matter.

[Cebu_4_2]

Funny thing is if you read the small print it says that you are not covered in the event of war, which we have been in since the Civil war. I suppose they could default on any claim at any time due to this issue.

[Book]

http://www.raulsez.com/wp-content/uploads/2010/04/MexicanCar.jpg

Whatsa dis insurance?

:D

[Ponce]

Hahahahahahahaha Book, you kill me.........better to be a worm in an elephants ass than to not exist at all :oo-->

[Light]

Boats are money pits.

[iOWNme]

While i am stuck in the same Matrix you are this is the truth......

Insurance = Limited Liability

Freedom = FULL Liability


Imagine if everyone had to pay for what they damaged, IN FULL. Or couldnt get their own property fixed until they could save up for it, ON THEIR OWN. Would probably drastically change the mindset of people, and the use of their and others property.

Hell, car insurance wasnt even 'mandatory' until around the 60's-70's.....While the general public had been driving for decades prior. Just another 'Tax' that the sheep fell for.

Think about it, the Gov FORCES you to be un-responsible (Limited Liability), then when you dont have 'insurance', they write you a ticket for not being 'Responsible'. :)

[hoarder]

Hell, car insurance wasnt even 'mandatory' until around the 60's-70's.....While the general public had been driving for decades prior. Just another 'Tax' that the sheep fell for.
It wasn't mandatory in Texas until 1981 or 1982.

[Ash_Williams]

I decided long ago about insurance that it was just one of those things such that if you spend your life getting mad at it, you discover it doesn't change but you've wasted a crapload of time just being angry. About the same time I decided that the best way to change the game, was to win it.

Another hairball of wisdom I coughed up back then... if I took the time and effort and ingenuity that I would dedicate to trying to get whatever dumb broad I thought of as "the girl of my dreams" at some moment in my life, and dedicated it all towards simply getting rich, I'd probably be sitting on over a hundred million by now and running this entire town.
I was never able to do anything useful with that realization.