mamboni
12th October 2010, 08:00 AM
Homeowner makes sign in foreclosure fight
It's his last hope to save his dream home
{enhanced mambonized version}
Posted: 10/11/2010
Last Updated: 34 minutes ago
By: Mike Trim
THE ACREAGE, Fla. - Juan Guzman has a large, lawn-wide sign in his front yard labeled 'JP Morgan Chase help.' It's his last hope to save his oversized overpriced ostentacious dream home.
The Acreage man built his house with a nothing-down jumbo mortgage created from a pool of hundreds of small bank deposits of stupid gringos that live within their means and rent, in 2007 but couldn't handle the mortgage payment of $3,600 a month. Though he only earned $9/hr as a burrito flipper, he told the mortgage broker that he owned a chain of burrito restaurants; "a slight exaggeration" is how Guzman described it.
He said he tried negotiating a lower loan from his bank but it wouldn't budge. For some strange reason, the bank expected Guzman to honor the contract he signed. Guzman feels that the bank may be discriminating against him because he is latino.
Last year Guzman became unemployed and now his house is in foreclosure. However, Guzman wasn't paying the mortgage even before he lost his job at Chico's Burrito Barn because he needed to pay for grooming of his pet chihuahuas.
Talking about his sign, Guzman said, "Trying to save my house, my family and my savings, life savings." Guzman has no money in the bank but, he has a large cache of toilet paper, mexican silver coins and a beer bottle collection.
Guzman said his sign on his 82nd Lane home can be seen from an airplane.
He hopes to negotiate with his bank again because he is now employed. He is now the Senior Burrito Flipper at Pepe's Mucho Gusto Burrito with a higher salary pf $11/hr. He feels that the bank should come around to his way of thinking given his new position of strength. And he wouldn't want to file suit for discrimination.
"We are all Americans, even us wetbacks who snuck across the border, and we should be helping each other. You banks, you already got the help from the government courtesy of the stupid gringos, so its time to show up, and give me some money" Guzman said.
Guzman's demand for help comes when some banks, including JP Morgan Chase, are temporarily stopping the foreclosure process.
Guzman says he's putting up his sign for those who don't want to speak out. "There's a lot of people like me that are not putting signs like that out. They think that just because they lied to get a mortgage they couldn't afford to buy an oversized house that they didn't need or deserve and they are here illegally that they maybe should shut up - but they are latinos and have rights, dammit!"
Guzman's neighbors have seen the sign in his front yard. And at least one living down the road is dealing with some home loan issues of his own. He too is here illegally. The other neighbors are afraid to complain about the ugly sign and burrito wrappers on the lawn for fear of being called racists.
Fernando Cujar's home is almost finished. He says his bank won't switch his home construction loan to a regular home loan.
He says he needs the switch to get a few more thousand dollars to finish the house. Fernando, who earns $8/hr picking fruits, is proud of his million dollar domicile.
"The banks, they don't understand that. They don't have the human part of the situation, after all, just because I am poor and speak broken English doesn't mean I don't deserve a big gaudy house too, carumba" Cujar says.
Still, Cujar feels inspired by Guzman's sign. "He's been fighting so much. He's a tough fighter, you know? His fellow members of La Raza are so proud of him!"
It's his last hope to save his dream home
{enhanced mambonized version}
Posted: 10/11/2010
Last Updated: 34 minutes ago
By: Mike Trim
THE ACREAGE, Fla. - Juan Guzman has a large, lawn-wide sign in his front yard labeled 'JP Morgan Chase help.' It's his last hope to save his oversized overpriced ostentacious dream home.
The Acreage man built his house with a nothing-down jumbo mortgage created from a pool of hundreds of small bank deposits of stupid gringos that live within their means and rent, in 2007 but couldn't handle the mortgage payment of $3,600 a month. Though he only earned $9/hr as a burrito flipper, he told the mortgage broker that he owned a chain of burrito restaurants; "a slight exaggeration" is how Guzman described it.
He said he tried negotiating a lower loan from his bank but it wouldn't budge. For some strange reason, the bank expected Guzman to honor the contract he signed. Guzman feels that the bank may be discriminating against him because he is latino.
Last year Guzman became unemployed and now his house is in foreclosure. However, Guzman wasn't paying the mortgage even before he lost his job at Chico's Burrito Barn because he needed to pay for grooming of his pet chihuahuas.
Talking about his sign, Guzman said, "Trying to save my house, my family and my savings, life savings." Guzman has no money in the bank but, he has a large cache of toilet paper, mexican silver coins and a beer bottle collection.
Guzman said his sign on his 82nd Lane home can be seen from an airplane.
He hopes to negotiate with his bank again because he is now employed. He is now the Senior Burrito Flipper at Pepe's Mucho Gusto Burrito with a higher salary pf $11/hr. He feels that the bank should come around to his way of thinking given his new position of strength. And he wouldn't want to file suit for discrimination.
"We are all Americans, even us wetbacks who snuck across the border, and we should be helping each other. You banks, you already got the help from the government courtesy of the stupid gringos, so its time to show up, and give me some money" Guzman said.
Guzman's demand for help comes when some banks, including JP Morgan Chase, are temporarily stopping the foreclosure process.
Guzman says he's putting up his sign for those who don't want to speak out. "There's a lot of people like me that are not putting signs like that out. They think that just because they lied to get a mortgage they couldn't afford to buy an oversized house that they didn't need or deserve and they are here illegally that they maybe should shut up - but they are latinos and have rights, dammit!"
Guzman's neighbors have seen the sign in his front yard. And at least one living down the road is dealing with some home loan issues of his own. He too is here illegally. The other neighbors are afraid to complain about the ugly sign and burrito wrappers on the lawn for fear of being called racists.
Fernando Cujar's home is almost finished. He says his bank won't switch his home construction loan to a regular home loan.
He says he needs the switch to get a few more thousand dollars to finish the house. Fernando, who earns $8/hr picking fruits, is proud of his million dollar domicile.
"The banks, they don't understand that. They don't have the human part of the situation, after all, just because I am poor and speak broken English doesn't mean I don't deserve a big gaudy house too, carumba" Cujar says.
Still, Cujar feels inspired by Guzman's sign. "He's been fighting so much. He's a tough fighter, you know? His fellow members of La Raza are so proud of him!"