Florida foreclosure mill owner (JEW) who chucked out 70,000 families in 2009

[General of Darkness]

Florida foreclosure mill owner who chucked out 70,000 families in 2009 is unspeakably rich and is a also a jew.

I'm SHOCKED I tell ya, SHOCKED.

http://news.yahoo.com/s/yblog_upshot/20101014/bs_yblog_upshot/is-david-j-stern-the-poster-boy-for-the-foreclosure-mess

Is David J. Stern the poster boy for the foreclosure mess?
By Zachary Roth

By Zachary Roth zachary Roth – Thu Oct 14, 1:33 pm ET

Foreclosure protestMeet David J. Stern. He's the high-living Florida lawyer who just might be the poster boy for the foreclosure mess that has currently embroiled Washington and Wall Street. Legal documents examined by The Upshot offer details on how Stern's firm, and other "foreclosure mills" like it, may have helped to unfairly force thousands of struggling Americans from their homes.

As we reported yesterday, dozens of state attorneys general are looking into allegations that major banks have been playing fast and loose with foreclosure rules in trying to speed troubled borrowers into foreclosure. Bank of America, JP Morgan Chase, GMAC Mortgage and others have announced a nationwide freeze on further foreclosures, and some federal lawmakers are calling for an across-the-board moratorium.

But while the banks are ultimately responsible, the root of the problem appears to lie with "foreclosure mill" law firms like Stern's. These operations process foreclosure cases on behalf of lenders, and their business model is based on moving the paperwork through as quickly as possible. That's why such firms have pioneered practices like "robo-signing" — whereby their employees process thousands of court documents in pending foreclosures without ever actually reviewing them, as the law requires. Of course, it's in the banks' interest for their contractors to move quickly, because the faster a foreclosure moves, the less time a struggling borrower has to fight it.

And Stern — no relation to the NBA commissioner of the same name — seems to have taken the foreclosure-mill concept to a whole new level. In 2009, his eponymous firm handled more than 70,000 foreclosure proceedings, on behalf of major lenders like Bank of America, JP Morgan, Fannie Mae, and Freddie Mac, according to an investigative report from August by Mother Jones.

So how did Stern's outfit set that torrid pace? A deposition given last month by a former employee of Stern's firm as part of a probe by Florida attorney general Bill McCollum, and examined by Yahoo! News, offers some hints.

Among other issues, Tammie Mae Kapusta described alarming problems with the company's process-serving procedure — the formal notification to homeowners, required by law, that a lender is opening foreclosure proceedings. "People were not served," Kapusta told McCollum's office. "Some of them would go to do modifications on loans, or go to take out other things, and it would come up that they were in foreclosure. And they would end up finding out that way that there was no actual service on them. ... Service was a complete mess."

But the serving process wasn't the only problem. Kapusta also testified that once a lender referred a case to Stern's firm, any later payments by the homeowner were simply ignored:

Q: What if a homeowner made payment?

A: That was never there.

Q: If that happened, it was never reflected.

A: No.

Kapusta added that she was "yelled at" for trying to talk to homeowners on the phone. "You're giving them too much time," she said she was told. "Everything was about getting the judgment entered because we have to report back to the banks."

A representative from Stern's law office did not respond to a request for comment from Yahoo! News. A lawyer for Stern's firm has previously denied Kapusta's allegations.

The techniques described by Kapusta may have been illegal, but they also seem to have been good for Stern's bottom line. Mother Jones outlined his lavish lifestyle:

His $15 million, 16,000-square-foot mansion occupies a corner lot in a private island community on the Atlantic Intracoastal Waterway. It is featured on a water-taxi tour of the area's grandest estates, along with the abodes of Jay Leno and billionaire Blockbuster founder Wayne Huizenga, as well as the former residence of Desi Arnaz and Lucille Ball. (Last year, Stern snapped up his next-door neighbor's property for $8 million and tore down the house to make way for a tennis court.) Docked outside is Misunderstood, Stern's 130-foot, jet-propelled Mangusta yacht — a $20 million-plus replacement for his previous 108-foot Mangusta. He also owns four Ferraris, four Porsches, two Mercedes-Benzes, and a Bugatti — a high-end Italian brand with models costing north of $1 million a pop.

Of course, Stern's firm is hardly the only foreclosure mill that seems to have cut corners — and perhaps broken the law — in speeding tens of thousands of foreclosure cases through the system. As the New York Times reports today, an employee for one firm, an arm of Goldman Sachs, admitted in testimony last year: "I don't know the ins and outs of the loan ... I'm not a loan officer." And JP Morgan Chase & Company used walk-in hires — derided by longer-term employees as "Burger King kids" — who barely seemed to know what a mortgage was.

[NOOB]

In the Old Testament, we can read the story of a typical Jewish operation in any nation they invade. Jews almost always come to a new nation as hapless “refugees,” or prisoners and slaves (having had “difficulties” with their previous hosts).

So it was in ancient Egypt.

A Jew named Joseph was out tending sheep. His brothers were at first going to kill him for his “coat-of-many-colours” and threw him into a pit. (Genesis, 37) But then some Midianite slave traders happened along and we learn in verses 26 and 27 that these Jews decided it was wasteful just to kill their brother, when they could SELL him for a profit.

So his own Jewish brothers sold Joseph as a slave for twenty pieces of silver, and Joseph wound up an Egyptian slave.

In Genesis 39:6, we find Joseph doing such a good job of running an Egyptian household as a slave that the master makes him the “overseer.” In verse 6, the Jewish slave has become so indispensable to the Egyptian master that Joseph is made the boss of the entire Egyptian household.

But Joseph gets in difficulty with the Egyptian’s wife. She claims he tried to rape her. Joseph claims, innocently, that she tried to rape him. (Genesis 39: 12)

Joseph is tossed into prison, where he repeats the pattern: he becomes so invaluable to the prison administration with his clever business suggestions that he becomes boss of the prison!! (Gen. 39:22)

In this choice spot, he becomes a confidant of Pharaoh’s butler, who is in jail. Joseph cleverly interprets dreams for him.

Pharaoh later reinstates his butler, and has a dream he can’t interpret. The butler suggests Joseph. Pharaoh has Joseph brought before him, and tells Joseph about seven fat beeves, and seven thin ones. The wily Jew tells Pharaoh this means Egypt will have seven years of plenty and seven years of famine. (For centuries, in the Nile valley, there were huge floods and then periods of drought, so that “lean years” were absolutely certain to follow “fat” years, and vice versa.)

But young Pharaoh is so impressed with Joseph that he asks Joseph what to do about it. The clever Hebrew replies that Pharaoh must find a man smart enough to gather up huge stores of Egyptian grain during the next seven years. “Surprisingly” enough, Pharaoh picks Joseph as that man, and, in Chapter 41, verse 30 of Genesis, Pharaoh turns all Egypt over to his new Jewish “friend.” Joseph becomes the “Bernard Baruch” of Egypt, with Pharaoh ordering, “Without thee no man shall lift up his hand or foot in all the land of Egypt.”

Joseph duly gathers up and stores the grain produced by Egyptian labour, in vast amounts.

When Egypt is drought-stricken, and the Egyptians are starving for food, Joseph begins to sell their own grain back to the Egyptians. (Gen. 41:56)

The same rotten Jews who sold Joseph into slavery now come over from Canaan to buy some Egyptian grain. Joseph, who is selling the grain to the Egyptians, gives grain to his fellow Jews. In fact, he gives the Jews a double order of grain on their second trip, and Egyptian gold in the bags to boot! (Gen. 44:1) Then he kicks all the Egyptians out of his office, and tells his Jewish brothers to bring all the Jews over to live free off Egyptian grain. (Gen. 45:1, 10, 11)

Meanwhile, Joseph is selling back their own grain to the Egyptian farmers who produced it. The king is tickled to death, as the treasury bulges. So Joseph tells the king his brothers and families are on the way, and the king promises Joseph that the Jews will live on “the fat of the land”. (Gen. 45:18)

From the money being paid by the Egyptian farmers to buy their own grain back, Joseph gives all the Jews wagons, equipment, furniture, and doles out 300 pieces of Egyptian silver to all these Jews! (Gen. 45:16, 22)

Next, Genesis 46 describes how a whole ARMY of Jews moves into Egypt, with who “begat” who and all the children and “children’s’ children,” etc. Joseph tells his fellow Jews to lie to the king that they are not shepherds (which he knows might aggravate the king). Instead, the Jews all get free Egyptian cattle and land, the best in Egypt. Gen. 46:34) Not one of these Jews has done a lick of work to produce the wealth they are grabbing. (A familiar parasitic pattern)

Genesis 47, verse 14 reveals that Joseph, Egypt’s Jewish boss, has “gathered up all the money” of the Egyptians, selling them grain.

As a result, in verse 15, we discover that the “money of Egypt fails!”
A depression?

The starving Egyptians plead with Joseph to let them have a little grain because their money is all gone. Joseph tells them, in typical hockshop, Jewish style, that they still have their cattle! So the Jew takes the Egyptian farmers’ cattle! (Gen. 47:16)

The next year, the starving Egyptians again beg for grain. But the Jewish keeper of the granaries (filled by Egyptian work) tells them that they will have to give up their land, too! To survive, the people have to give this Jew their land in the name of the Pharaoh (Verse 20). Joseph then puts them all into “concentration areas” — cities, taking them off their own land! (Verse 21) When the Egyptians are finally reduced to utter despair, starving, without their money, without their land and without their cattle, Joseph puts them back on their own land as SHARE-CROPPERS, at 20% profit! (Verse 24)

Understandably, since Joseph is running the affairs of the Egyptians, the Egyptians are poor, working like slaves and hungry.


But, meanwhile, the hordes of Jews he has brought in are getting “rich and fat” (Verse 27) living off the “fat of the land” — WITHOUT WORK!

Sound familiar?

After 80 years of this process, the Jews have almost everything and the Egyptians are all slaving for the Jews! (The story doesn’t mention what the Egyptians think of the arrangement, but it isn’t hard to imagine.)



George Lincoln Rockwell

http://servv89pn0aj.sn.sourcedns.com/~gbpprorg/obama/incogman/the-story-of-joseph-the-jew.html

[Glass]

Good summary Noob. Pretty much what I got out of reading Genisis. People should read the bible, even if only for the 1st few chapters. I thought I knew a bit about the bible and what it told. Of course I got most of it 3rd hand. I'm not even sure about the trustworthyness of the bibles around today but still the story of genisis is pretty plain as to it's meaning.

The fact that money is paid by these homeowners and because they are apparently in a state of pending foreclosure the money goes missing is just mind boggling. The bank gets the house and more free money. I truly hope this is the awakening people really need to see what banks are.

I also wonder if this whole foreclosure debacle doesn't play into the hands of the credit default swaps. I assume they will get paid out no matter how the debt collapses. If it's anything like Silversteins 911 insurance they will get paid come hell or high water

[PatColo]

I also wonder if this whole foreclosure debacle doesn't play into the hands of the credit default swaps. I assume they will get paid out no matter how the debt collapses. If it's anything like Silversteins 911 insurance they will get paid come hell or high water


How default mortgages are worth MORE to certain 'players' than good mortgages (http://gold-silver.us/forum/general-discussion/how-default-mortgages-are-worth-more-to-certain-%27players%27-than-good-mortgages/msg129953/#msg129953)

[woodman]

I also wonder if this whole foreclosure debacle doesn't play into the hands of the credit default swaps. I assume they will get paid out no matter how the debt collapses. If it's anything like Silversteins 911 insurance they will get paid come hell or high water


How default mortgages are worth MORE to certain 'players' than good mortgages (http://gold-silver.us/forum/general-discussion/how-default-mortgages-are-worth-more-to-certain-%27players%27-than-good-mortgages/msg129953/#msg129953)


Giant casino and the 'house' has stacked the deck in it's favor. Greedy bastards.

[BillBoard]

Just ask a German about jew history... One told me this:

"See BillBoard, you in America do not have a sense of origin, you took the land from the Natives. In Germany we are the Natives, we have been here since time immemorial. So when the jews showed up and the German paid them rent for the land things began to look odd to all Germans. How is it that we Germans have been in this land since time immemorial end up having to pay rent to the foreign jew?"

They didn't know they had been swindled through Usury!

[Ash_Williams]

In the Joseph story you overlooked an element.

The Egyptians apparently were too dumb to come up with the idea of storing grain on their own. So they got ripped off instead of starving to death.

When you have people that have zero capacity to plan and save for the future, vs. people that can look a few years down the line and adjust their actions accordingly, you will always end up with a disparity in how they live.

Stupid people are fundamentally disadvantaged. If Obama took all the money and assets in the US and distributed it evenly to every person, then I bet it would take only 5 - 7 years before the disparity between the rich and the poor was as great as it is now. The guy taking a 400k mortgage with a 40k income and being foreclosed on now 'cause he missed payments has some mental defect that is not going to go away, and his kids probably inherited it as well.

[Silver Rocket Bitches!]

His $15 million, 16,000-square-foot mansion occupies a corner lot in a private island community on the Atlantic Intracoastal Waterway. It is featured on a water-taxi tour of the area's grandest estates, along with the abodes of Jay Leno and billionaire Blockbuster founder Wayne Huizenga, as well as the former residence of Desi Arnaz and Lucille Ball. (Last year, Stern snapped up his next-door neighbor's property for $8 million and tore down the house to make way for a tennis court.) Docked outside is Misunderstood, Stern's 130-foot, jet-propelled Mangusta yacht — a $20 million-plus replacement for his previous 108-foot Mangusta. He also owns four Ferraris, four Porsches, two Mercedes-Benzes, and a Bugatti — a high-end Italian brand with models costing north of $1 million a pop.

Living off the fat of the land indeed.

[Horn]

Stupid people are fundamentally disadvantaged.

Stupid people have been subjects to Royal scams for thousands of years.

Ps. Don't forget the King was involved here, but in the end looks clean as a ghost.

[PatColo]

Stupid people are fundamentally disadvantaged. If Obama took all the money and assets in the US and distributed it evenly to every person, then I bet it would take only 5 - 7 years before the disparity between the rich and the poor was as great as it is now. The guy taking a 400k mortgage with a 40k income and being foreclosed on now 'cause he missed payments has some mental defect that is not going to go away, and his kids probably inherited it as well.



I've heard this meme before; what it conveniently omits is the wealth-transferring institution of a usurious monetary system. You concede as much by citing the example of the guy who (the banksters encourage to) take out a big mortgage to purchase a stable shelter, only to end up defaulting... leaving the banksters with full ownership of the real asset which they never owned before the mortgage loan-- a loan of "money" which the banksters created out of thin air, and loaned out at compounding interest.

Your bankster-friendly meme, fraudulently projecting the "blame" back onto the usurees (they're "mentally defective", you understand...) would wither under a sound/non-debt-based-money, non-usurious (flat fee?) monetary system of currency and credit.

Granted, the monetary system we have today, is in the firm grip of the NWO/Global Usury Empire (http://gold-silver.us/forum/general-discussion/the-zionist-elephant-in-the-room/msg2940/#msg2940)-- the outcome of centuries of political skulduggery, corruption, murder, and deception. One of the key levers which the Global Usury Empire employs to cement their control, is a public education curriculum which systematically omits, not only an authentic historical account of the "hidden hand" role played by the money-lenders through centuries, but also education about "how money works", and more utopian alternatives, clear through the university level. This "deliberate dumbing down (http://deliberatedumbingdown.com/)" surely helps to prop up their/your fraudulent meme about how usurees (populations trapped in a usurious fractional-reserve-fiat-money-as-debt legal/monetary system) are "stupid people" and/or "mentally defective".

"Money As Debt" (47 mins)
http://video.google.com/videoplay?docid=5352106773770802849#

The ~99% of the world's population who today are looking down the barrel of neo-feudal NWO slavery (http://policestateplanning.com/id19.htm), surely aren't all "mentally defective stupid people".... despite the Global Usury Empire's best efforts...

[ShortJohnSilver]

PatColo, you make a good point - in a gold or silver backed economy these scams would be a lot more obvious and would be nearly 100% unworkable.

The use of usury to get the assets of the guy "at wholesale price" is the evil that the banksters are guilty of. $400K house for virtually no real money out of pocket, plus you get 2 years or more (say $50K) of payments up front as well.

[Ash_Williams]

PatColo, you make a good point - in a gold or silver backed economy these scams would be a lot more obvious and would be nearly 100% unworkable.

It would be totally workable. I'm ok with digits in my bank account because I have some faith the bank will give me cash for those digits. If the money was silver backed we'd have the same thing as long as people had faith they could redeem the digits for the silver-backed currency.


I've heard this meme before; what it conveniently omits is the wealth-transferring institution of a usurious monetary system. You concede as much by citing the example of the guy who (the banksters encourage to) take out a big mortgage to purchase a stable shelter, only to end up defaulting... leaving the banksters with full ownership of the real asset which they never owned before the mortgage loan-- a loan of "money" which the banksters created out of thin air, and loaned out at compounding interest.

You must have talked with people about things, and seen how they live. How can you call them anything but stupid? It's not that hard to get some basic life skills and not rack up debt as if it's your reason for being. You should have all the math skills you need to not get financially raped by grade 8. What I see among people in general is ZERO ability (or willingness) to plan ahead more than a month. Those who actually have this amazing rare ability tend to do very well in life.

I can't believe people like this could have planned properly to survive a winter before doing so became an easy task. That's why I consider them mental defectives at this point. I don't know about 99%.. but if society really did collapse I think we'd see a huge percentage of people just die over the winter because they wouldn't bother figuring out how to survive. They'd take the same attitude they did when taking a huge loan... "uhm somehow it'll work fine, I don't want to consider that I might lose my job" and they'll just think
"I don't want to worry about what I'm going to do as it cools down and I have to find a heat source" and they'll just freeze like idiots.

[Neuro]

Ash their harvest was taken from them every year as a tax at threat of violence, prison or death. They didn't give it to Joseph voluntarily. They couldn't save... The story is what? 3000 years old? Still applies today!

[Book]

This is just more anti-semetic fuel on a fire when you realize all these things were and are propogated by Jewish bankers. (Bernie Madoff etc.) (credit default swaps, etc.) (Andrew Fastow)
At the same time people need to be educated about money.
The bankers make money either way. (up or down market)
Its just the financially uneducated average American that gets screwed.
If you can't affort a 400,000 house don't buy it or believe anyone that says you can.
COMMON SENSE!!!!!
These people that put us in this mess need to look at Nazi Germany and be VERY CAREFUL!!!!!
People are getting angrier and angier in this country.
It will not get better any time soon,. only WORSE!!!!

This comment on that web page was shouted down by the tribe...lol.

:D

[Ash_Williams]

Ash their harvest was taken from them every year as a tax at threat of violence, prison or death. They didn't give it to Joseph voluntarily. They couldn't save... The story is what? 3000 years old? Still applies today!

Then the underlying problem is too much gov/king power to begin with. Of course someone is going to take advantage of it. Same crap we have now but we always get mad at the people who take advantage of it instead of thinking maybe we should address the underlying issue that make us so vulnerable and actually solve the problem.

Leave your chickens outside and then coyotes or neighborhood dogs will get them no matter how angry you get at the coyotes or how many you shoot. If you want to solve the problem you put up a fence.

[Neuro]

Ash their harvest was taken from them every year as a tax at threat of violence, prison or death. They didn't give it to Joseph voluntarily. They couldn't save... The story is what? 3000 years old? Still applies today!

Then the underlying problem is too much gov/king power to begin with. Of course someone is going to take advantage of it. Same crap we have now but we always get mad at the people who take advantage of it instead of thinking maybe we should address the underlying issue that make us so vulnerable and actually solve the problem.

Leave your chickens outside and then coyotes or neighborhood dogs will get them no matter how angry you get at the coyotes or how many you shoot. If you want to solve the problem you put up a fence.
The underlying problem was Joseph, the system functioned very well, before he came along...

[Twisted Titan]

Ash their harvest was taken from them every year as a tax at threat of violence, prison or death. They didn't give it to Joseph voluntarily. They couldn't save... The story is what? 3000 years old? Still applies today!

Then the underlying problem is too much gov/king power to begin with. Of course someone is going to take advantage of it. Same crap we have now but we always get mad at the people who take advantage of it instead of thinking maybe we should address the underlying issue that make us so vulnerable and actually solve the problem.

Leave your chickens outside and then coyotes or neighborhood dogs will get them no matter how angry you get at the coyotes or how many you shoot. If you want to solve the problem you put up a fence.



What about those that are born into a "stupid" family???

How does your theory square with them??

Cause I can tell you from Personal experience I am the FIRST person in my family to understand the advantages of holding PHYSICAL HARD CURRENCY and realizing that it is only a matter of time before you lose your wealth if it is held in Paper and Digital instruments.



I was looking a Gold Coin today and I said to myself nobody in my Family had the sense to understand all you have to do is buy one of these and just HOLD IT and by doing so you will never be broke and also your wealth will increase proportinately.


My Family arent bad people......... They just didnt know any better as are millions other Families who fall into the same catagory


My point is it cant be as cut and dry as you are making it .