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Twisted Titan
23rd March 2011, 09:47 AM
I was waiting for this.......... anybody thinks The Mortgage Meltdown is over is a fricken fool




Property Taxes Reach the Breaking Point

Local governments are raising property taxes to plug budget gaps as home values fall—and voters are getting sick of it

By Venessa Wong

It really costs to own a home these days. Not only have home values fallen, leaving nearly one-quarter of residential mortgages under water, but also, local governments around the country have increased property taxes to make up for declining revenue from other sources.

Homeowners now give a slightly bigger portion of their earnings to property taxes—which mainly go to public schools, with the rest going to government operations and other public services—than before the recession. The Tax Foundation, a Washington (D.C.) research organization that advocates for lower taxes, estimates that 3.5 percent of household income went to property taxes in 2009, compared with 2.9 percent in 2005. The median property taxes paid on homes increased to $1,917 in 2009 from $1,614 in 2005.

How much is too much? In Miami-Dade County, taxpayers have had enough. Angered by a property tax hike amid plunging real estate values, as well as a pay raise to county employees and a new $600 million stadium for the Florida Marlins, 88 percent of 204,500 people voted to oust Mayor Carlos Alvarez in a recall election on Mar. 15.

Miami-Dade residents pay the most property tax in Florida: a median $2,600 per year, according to the Tax Foundation, citing the average median real estate taxes paid annually from 2005 to 2009 in U.S. Census Bureau reports. Last year, Mayor Alvarez pushed for a 14 percent property tax rate increase to help fill a $444 million budget hole.

"It's not proper to increase taxes by $178 million [in] this community—while over 50 percent or close to 50 percent of [homeowners] here owe more money than their homes are worth," Norman Braman, the billionaire car dealer who led the recall effort, told reporters.
Stable Source of Revenue

Property taxes grew significantly in the recession, according to the Tax Foundation. Nationwide, state and local revenue from property taxes totaled nearly $474.2 billion in the 12 months ended September 2010, according to U.S. Census Bureau data, up 38.8 percent from the same period in fiscal 2005. Corporate net income tax fell 10.3 percent in the same 2010 period, while total state and local tax revenue rose 15.7 percent.

"Property taxes tend to be the more stable revenue source," says Mark Robyn, an economist at the Tax Foundation. Local governments "can set their rate every year. Property tax policy is very flexible for local governments."

New Jersey residents pay the most residential property tax in the U.S.: an average $7,576 last year, up 78.7 percent from 1999, according to data from the state's Department of Community Affairs. Homeowners in Millburn Township paid an average $19,441, the most among major towns in the state.

Among the more than 3,100 counties in the U.S., Hunterdon County, N.J., had the highest median real estate taxes per year— $8,216—from 2005 to 2009, according to a Tax Foundation report. Other counties with high taxes in the five-year period: Nassau County, N.Y., where homeowners paid $8,206, and Westchester County, N.Y., where median property taxes on homes were $8,160. (One-year data show Hunterdon ranked fourth in 2009, after Westchester County, Nassau County, and New Jersey's Bergen County.)

Upset voters in various parts of country have resisted the recent tax hikes—though not always with the same result as in Miami. In Chattanooga, Mayor Ron Littlefield's push for a 19 percent property tax increase sparked a recall effort by the Chattanooga Tea Party and other groups, which failed in 2010. Omaha Mayor Jim Suttle has raised property taxes a total of 15 percent, also leading to a recall election this past January that failed to remove him from office.

http://www.businessweek.com/lifestyl...318_558174.htm

Twisted Titan
23rd March 2011, 09:52 AM
They Go hand in hand...........



New Home Sales Plunge Nearly 17 Percent to Record Low

Wednesday, 23 Mar 2011 10:11 AM
Article Font Size

Buyers of new homes plunged in February to the fewest on records dating back nearly half a century, a dismal sign for an already-weak housing market.

New-home sales fell 16.9 percent last month to a seasonally adjusted annual rate of 250,000 homes, the Commerce Department said Wednesday. It's the third straight monthly decline and far below the 700,000-a-year pace that economists view as healthy.

The median price of a new home dropped nearly 14 percent to $202,100, the lowest since December 2003. New home prices are now 30 percent higher than of those being resold.

Builders have struggled to compete with a wave of foreclosures that has lowered the price of previously occupied homes. High unemployment, tight credit and uncertainty over prices have also kept many potential buyers from making purchases.

Last year was the fifth consecutive year of declines for new-home sales after they reached record highs during the housing boom. Economists say it could take years before sales return to a healthy pace.

Poor sales of new homes mean fewer jobs in the construction industry, which normally powers economic recoveries. Each new home creates an average of three jobs for a year and $90,000 in taxes, according to the National Association of Home Builders.

New-home sales fell to record lows last month in almost every region of the country. Sales dropped 57.1 percent in the Northeast, 27.5 percent in the Midwest, 14.7 percent in the West and 6.3 percent in the South. Those are record lows in each region except the West, which recorded its lowest sales pace in October.

Given the pace of new-home sales, it would take nearly 9 months to clear them off the market. Economists say a six-month supply of homes is healthy.

Read more: New Home Sales Plunge Nearly 17 Percent to Record Low

Horn
23rd March 2011, 09:56 AM
How much is too much? In Miami-Dade County, taxpayers have had enough. Angered by a property tax hike amid plunging real estate values, as well as a pay raise to county employees and a new $600 million stadium for the Florida Marlins, 88 percent of 204,500 people voted to oust Mayor Carlos Alvarez in a recall election on Mar. 15.

So long as the ball players get to undress in luxury, what else matters?

po boy
23rd March 2011, 09:58 AM
And the more they beat money out of home owners the less likely new ones will replace the old.
This will result in a death spiral for prices as muni-bonds fail and along with the state pension funds tied to them.
Look out below.

usa titanic streaming full speed in icy waters...got life boats? Cue soothing music

Spectrism
23rd March 2011, 10:35 AM
Do you smell that? You couldn't see it coming from afar. It was silent as it crept. But now the smell is reaching the point of undeniability. At first you just crinckled your nose and denied its possibility. You turned to get a breath from a wind of a different direction. But now all the winds bear the same essence, that same blend of primal scintillations. Even the previously-safe harbors of distraction are fogged over with this all-encompassing and pervasive reality. That smell? That horrendous odor? Its fear and desperation. Soon you will see it exuding like sweat droplets from the engorged skin of a fatman in a sauna. Fear and desperation will make the easy-going sheople turn into brain-eating zombies. I smell it.

Twisted Titan
23rd March 2011, 10:49 AM
I smell it tooo.........


http://www.youtube.com/watch?v=dAOOxkp3tGc&feature=fvsr

Ponce
23rd March 2011, 10:54 AM
Two days ago I took a look at the real state in Miami and saw many many homes at a bargain prices, there was a two bedroom two baths for only $46,000 that was a beauty (many pictures) and also saw a mansion with five bedrooms but........NO BATHROOMS.......for $79,000, looks to me that the owner quit before finishing the house.

With my home tax at $560.00 (3% per year) I think that I'll stay here.

solid
23rd March 2011, 11:10 AM
So long as the ball players get to undress in luxury, what else matters?


Yeah, replace the old with a shiny new version. It's sad to see these old stadiums go. I'm thankful to have gone to a Bronco's game at the old Mile High stadium, seats everything aluminum, and the crowd would start hammering their feet...the whole stadium just shook and vibrated and sounded like thunder, just plain awesome. Words can not describe.

Now, gone. New stadium, very cushy and warm...pleasant.

The coliseum in Rome was built almost 2000 years ago, and it's still standing. Why with all our technology can't we build something that lasts? Everything has to be fucking replaced. It's ridiculous.

po boy
23rd March 2011, 01:31 PM
So long as the ball players get to undress in luxury, what else matters?


Yeah, replace the old with a shiny new version. It's sad to see these old stadiums go. I'm thankful to have gone to a Bronco's game at the old Mile High stadium, seats everything aluminum, and the crowd would start hammering their feet...the whole stadium just shook and vibrated and sounded like thunder, just plain awesome. Words can not describe.

Now, gone. New stadium, very cushy and warm...pleasant.

The coliseum in Rome was built almost 2000 years ago, and it's still standing. Why with all our technology can't we build something that lasts? Everything has to be fucking replaced. It's ridiculous.


They wanted to cash in on the aluminum? Man I'd love to see the Rockies before shtf. Awesome country.

Sparky
23rd March 2011, 01:42 PM
...
With my home tax at $560.00 (3% per year) I think that I'll stay here.


In the Boston area, there are lot of folks who pay $560 in real estate taxes. Per month! :o

gunDriller
23rd March 2011, 02:01 PM
so, maybe the solution is to live on BLM land.

no property taxes there.

po boy
23rd March 2011, 04:33 PM
so, maybe the solution is to live on BLM land.

no property taxes there.


Lots of Blm land out west how does one do this?

mick silver
23rd March 2011, 04:47 PM
my taxes on my house an land went up 225.00 this year . an the people around me are tired of this