PDA

View Full Version : BofA to give away houses.



Ponce
24th May 2011, 09:01 AM
Nothing is for free, thre must be something behind this.........say you?
================================================== ====


BofA to give away houses.

By Marcie Geffner · Bankrate.com
Thursday, May 12, 2011
Posted: 12 pm ET
Have too many foreclosed properties?

Why not give them away?

That's what Bank of America plans to do with as many as 150 vacant and abandoned properties in and around Chicago through a new "collaboration" with the city that's intended to address the problem of abandoned properties.

"Unfortunately," BofA said in a statement, "many homeowners faced with unemployment, underemployment and other economic hardships have transitioned to alternative housing situations, and in many cases, have walked away from their homes, leaving behind vacant and deteriorating properties that can cause neighborhood blight."

As part of the new effort, BofA plans to:

•Register properties with the city when the mortgage is delinquent and the property has been identified as vacant and abandoned.
•Identify up to 150 properties that will be referred to a new Cook County vacant and abandoned building court call in an effort to speed up the foreclosure process and return the properties to stable, productive use. The foreclosure timeline for vacant and abandoned properties in the area currently averages 18 months, the bank said.
•Contribute funds toward the city's costs of demolishing deteriorating buildings on the donated properties.
•Donate foreclosed and vacant condominiums to the nonprofit Community Investment Corp. as part of an initiative to upgrade, preserve and stabilize management of affordable rental housing.
BofA also recently held a mortgage modification outreach event and opened a new full-time customer assistance center in Chicago.

These and other initiatives "provide convenient opportunities for customers who are having difficulty making their mortgage and other credit account payments to receive face-to-face counseling, on-site processing and underwriting of mortgage modification requests and other assistance," the bank explained.

Bank of America presently has 12 full-time customer assistance centers. Twenty-eight more are scheduled to open in the next few months. Seven will be located in California. Others will be in Atlanta, Baltimore/Washington, D.C., Denver, Detroit, Houston, Miami, Milwaukee, New Orleans, Philadelphia, San Antonio, St. Louis and other major cities.



Read more: BofA to give away houses | Bankrate.com http://www.bankrate.com/financing/mortgages/bofa-to-give-away-houses/#ixzz1NE9LD0Ut

joe_momma
24th May 2011, 09:20 AM
BofA is giving away houses for the same reason drug pushers give away "free samples".

osoab
24th May 2011, 09:30 AM
website of Community Investment Corp. (http://www.cicchicago.com/)

Neuro
24th May 2011, 09:33 AM
BofA is giving away houses for the same reason drug pushers give away "free samples".
To get you hooked on houses?

Ponce
24th May 2011, 09:35 AM
To hide how many houses are really empty......a world of illusion in a world of sorrow.

mick silver
24th May 2011, 09:37 AM
a gal i know sales homes and she said it going to get a whole lot worst . she said what every the gov says in there number of foreclose homes is way to low for this year alone

Cobalt
24th May 2011, 09:51 AM
I suspect what BOA is up too is they are going to "donate" the worst of the worst houses to charity and the city that have actually pretty close to a zero value and in many cases are probably a liability, they will then write off the inflated value of the house that they originally wrote the mortgage on.

It will end up as a win/win for BOA because they get a nice write off and don't have to pay the actual cost of demolishing the house, and the city and charities are now on the hook for property taxes owed.

joe_momma
24th May 2011, 09:55 AM
BofA is giving away houses for the same reason drug pushers give away "free samples".
To get you hooked on houses?


These are "distressed" properties - no doubt they'll be able to offer you a home improvement loan (easy terms) as well as a new credit card (low introductory rate) so you can fill the new home with crap from Ikea and Cost Plus.

StreetsOfGold
24th May 2011, 10:12 AM
a gal i know sales homes and she said it going to get a whole lot worst . she said what every the gov says in there number of foreclose homes is way to low for this year alone


A gal I know of that sells homes said it is going to get a whole lot worse. She said, whatever the government says in regards to their number of foreclosed homes it is way too low for this year alone. :P

sirgonzo420
24th May 2011, 10:13 AM
BofA is giving away houses for the same reason drug pushers give away "free samples".
To get you hooked on houses?


No, to get you hooked on crack.

sirgonzo420
24th May 2011, 10:17 AM
I suspect what BOA is up too is they are going to "donate" the worst of the worst houses to charity and the city that have actually pretty close to a zero value and in many cases are probably a liability, they will then write off the inflated value of the house that they originally wrote the mortgage on.

It will end up as a win/win for BOA because they get a nice write off and don't have to pay the actual cost of demolishing the house, and the city and charities are now on the hook for property taxes owed.



^ this