never gotten ANYTHING even remotely similar to this from a bank

[chad]

found in today's mail.

-----------------------------

we are currently conducting an internal audit of our loan accounts.

review your balance as of january 25, 2012 provided above. please sign the correct statement below and return it in the envelope provided by february 13, 2012. (that part was bolded)

the feedback from this audit will be used to serve you better and more efficiently in the future.

X ________________________________ signature

then there's another sheet that shows how much my mortgage balance is. except they don't even hold my mortgage anymore, they sold it to fannie 1 week after i bought the house last year. wtf?

[JohnQPublic]

Be very careful. Sounds like they want to ream you.

[chad]

it's a small local farming bank, 2 offices, one by the lake where i live, 1 in a town of 900 people about 5 miles away. i'm completely mystified, as i don't even have a loan with them. ???

[MNeagle]

lop a couple 00's off the end of the balance & see what happens!!

[zap]

I wouldn't sign anything.

[chad]

i'm going to write "zero" in the blank where' i'm supposed to list my loan amount and send it back. should be entertaining.

[General of Darkness]

Don't do anything.

[Glass]

no dont sign that. Send it back (copy of) with a please explain and demand of evidence of an ACTUAL obligation.

Sounds like a fishing exercise quickly picked up by the switched on people at GSUS.

Does it say anything about you signing a declaration or something? Legally binding? Threat of perjury? My reply would be........ complicated but on target.

Send a convivial please explain OR if it is something more sinister there I would go it with a Affidavit using negative averment and requiring a "stipulated" response to each point in my affidavit..... under threat of perjury. Notarized for service tracking, non response. You want to see THE note, conveyancing that kind of thing. Sounds complicated but it's actually pretty straight forward. The main thing is tracking the documents and having a thrid party verify/witness the steps.

I think you could make some money out of this if you were inclined. We're talking fraud here. At the least you could make them pack their dacks and quickly leave you alone. Now packing your dacks appears to be a 'strain (australian) thing to say. hehe. Anyway you could have some fun with this if you were inclined.

[osoab]

why not call the bank and ask wtf dude?

[AndreaGail]

sounds like a blank positive confirmation form of some sort

[Twisted Titan]

why not call the bank and ask wtf dude?

cause if it not written on official bank letter head....it never happened

[muffin]

sounds like a blank positive confirmation form of some sort

It's the auditors confirm notice. Send it back or ignore it. They want to verify that a sample of loans are legit, and they picked you in the sample. No biggie. Burn the notice and sleep tight.

[mightymanx]

That is how they get your "wet ink" signature to make the MERS scam legit.

[Twisted Titan]

and there was a company that would sell forged documents showing a " legitimate" chain of title

don't sign anything.

[boogietillyapuke]

If you have online access to it, check the county clerk of the courts website and see if the proper chain of custody paperwork exists. You may find the mortgage still recorded in the local banks name.

[chad]

i can't imagine the loan's messed up. it's only 1 year old; they knew all about MERS by then. i tossed it. see what happens.

[Glass]

i can't imagine the loan's messed up. it's only 1 year old; they knew all about MERS by then. i tossed it. see what happens.

Its possible they may assume that their claim is valid if they don't get something to the contrary from you. just throwing it out there. It's an audit. They could make up any old shite.