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FreeEnergy
12th July 2012, 02:02 PM
Padded Pensions Add to New York Fiscal Woes

In Yonkers, more than 100 retired police officers and firefighters are collecting pensions greater than their pay when they were working. One of the youngest, Hugo Tassone, retired at 44 with a base pay of about $74,000 a year. His pension is now $101,333 a year.

It’s what the system promised, said Mr. Tassone, now 47, adding that he did nothing wrong by adding lots of overtime to his base pay shortly before retiring. “I don’t understand how the working guy that held up their end of the bargain became the problem,” he said.

Despite a pension investigation by the New York attorney general, an audit concluding that some police officers in the city broke overtime rules to increase their payouts and the mayor’s statements that future pensions should be based on regular pay, not overtime, these practices persist in Yonkers.

In fact, the cost of public pensions has been systemically underestimated nationwide for more than two decades, say some analysts. By these estimates, state and local officials have promised $5 trillion worth of benefits while thinking they were committing taxpayers to roughly half that amount.

The use of public money for outsize retirement pay really stings when budgets don’t balance, teachers are being laid off, furloughs are being planned and everything from poison-control centers to Alzheimer’s day care is being cut, as is happening in New York.

According to pension data collected by The New York Times from the city and state, about 3,700 retired public workers in New York are now getting pensions of more than $100,000 a year, exempt from state and local taxes.

...
Before Yonkers adopted a richer pension formula for police in 2000, for instance, it was told the maximum cost would be $1.3 million a year. But instead, the yearly cost is now $3.75 million and rising.

http://www.nytimes.com/2010/05/21/business/economy/21pension.html?pagewanted=all


and one more:



Overtime pays big dividends when some WNY police officers retire
Patrick McDonald keeps setting records. When last heard from, the 59-year-old police officer had accumulated more than $123,000 in overtime last year, and his $189,000 in total earnings was a record high for the Buffalo Police Department.

Now, McDonald’s pension is record setting, too.

At $105,361 annually, McDonald’s pension is not only the highest of any retired police officer in Buffalo, it’s also among the highest — possibly the highest — pensions of any municipal employee in all of Western New York.
...
The average pension among the 50 retired Buffalo police officers was $48,000, but of those whose salary topped $100,000 in the three years before retirement, the average pension was $67,600, The News found.

The average pension among 19 suburban police officers who retired since January 2007 from Cheektowaga, Tonawanda and Amherst departments was $60,500

Many suburban police officers — including the police chiefs — get golden parachutes when they retire, taking advantage of sick leave and vacation buyback provisions to boost their final year’s pay to more than $150,000. In the case of two chiefs who retired, it was $200,000.

Of the 50 police officers in Buffalo who retired since last year, 16 earned $15,000 or more in overtime in a single year during the final years of their careers, and 12 increased their income to more than $100,000 in a single year.

The other 11 retirees — those who qualify for one-year pensions — included seven who boosted their income by more than $10,000 in a single year, with three pumping their pay up by more than $50,000.

http://www.buffalonews.com/city/special-reports/article75579.ece


Just an idea. if a guy even makes $60K pension and $30K school salary at 45 and plans to have it for another 20 years, that's almost $2 million dollars per person.

mick silver
12th July 2012, 03:29 PM
all i do is shake my head ... were all so f ked

Glass
12th July 2012, 04:17 PM
I walked away from someone after trying to have a conversation about these kind of things. I'm required to contribute to a fund but if I go private fund I am only allowed to ever claim about 4% of total contributions. If I go government fund, which is the forced alternative, I can claim the basic level but there is no equivelant claim level (top) to the private fund. So I miss out either way, but I still have to contribute. I will never get more than 4% of the amount contributed but I still have to contribute. So for me I have to pick the lowest contribution fund and just suck up the lost dollars. I said I would prefer to not contribute and be left to my own devices. The idiocy of the situation escaped them. They said I should just pay into the fund and claim what I as entitled to. They just didnt get the moral angle. It was all about the rules. A bit like that "hard worker" guy who suddenly became the problem. People always over estimate their worth and from what I can tell in their minds they are always worth 200% or double what they could every possibly contribute.

The mantra is take what you can get and take it before someone else does.

Navigating a world of lunacy can be tough sometimes.

FreeEnergy
12th July 2012, 06:14 PM
This is a reply to an attack by beefsteak, who took personal offense when I commented that police pensions should be cut from say $80K to a reasonable $50K.


Otherwise all they do is force gov. to come up with more creative ways to tax : me, my business, my home, my luxury auto etc. whereby effectively extorting money from people who actually contribute.


Apparently, some people think that just because you did ok in police or firefighting you are entitled on top of salary and benefits to be paid $1,000,000 + tax free during your retirement. Well, news flash: the money just ISN'T THERE!