Detroit Goes Under: “There Is No Way Out But Collapse”

[Twisted Titan]

Though most Americans go through their day thinking everything is now returning to normal, the fact of the matter is the situation is anything but stable.



With crime rates skyrocketing, home prices dropping to under $500 (http://www.shtfplan.com/headline-news/detroit-homes-for-sale-500-a-pop-and-no-buyers_10252009) for a house, and the local government out of solutions, the city of Detroit is the latest to join the likes of Stockton, California (http://www.shtfplan.com/headline-news/broke-stockton-goes-bankrupt-precedent-setting-implications_04012013), having just defaulted on its loans from creditors.




Despite promises to the contrary, it should come as no surprise that the city is unable to meet its obligations. And it won’t be the last. City and state governments all over America are in the same boat.




This is a serious occurrence, and one that will not only destroy the financial bottom line of lenders and wipe out retirement promises for tens of thousands of current and former employees, but may well foreshadow events to come throughout the rest of the United States in the near future:




The city of Detroit defaulted on $2.5 billion of its outstanding debt. The creditors are getting what they deserve.

He who lends to government depends on the exploitation of the people to get repaid.



The city’s retired city workers were also warned that significant cuts in pensions and health insurance would take place.


This is the problem all governments face. They promised the moon. Then when those workers retired, they had to be replaced. The cost of government is rising exponentially and this causes higher taxes and it becomes a dog chasing its own tail.


There is NO way out but collapse.


The economic model upon which government has been designed post-WWII is simply braindead. Dumb and Dumber could have done a better job.



The size of government escalates and this creates a deflationary vortex through which the economy is sucked dry.



There is no surviving this crisis.



Politicians are desperate to cling to power so they buy tanks and guns to defend against the inevitable.



Via Martin Armstrong
( (http://armstrongeconomics.com/2013/06/15/city-of-detroit-defaults-it-is-getting-worse/)emphasis added)

Detroit and Stockton are mere microcosms compared to the almost unimaginable debt obligations (http://www.thedailysheeple.com/the-real-u-s-government-debt-is-much-worse-than-you-think_102010) held by the United States government. We’re talking about tens of trillions of dollars that will never, ever be repaid. There’s so much money that has been borrowed that future generations yet to be born are already indebted.


Detroit, Chicago and other cash-strapped cities are turning into domestic tribal war zones (http://www.shtfplan.com/headline-news/domestic-warzone-like-tribal-warfare-in-iraq-cops-outnumbered-500-to-1_07122012) akin to the middle east, with cops outnumbered 500-to-1. Now, with the revelation that they have no money left, people who believed in the benevolence of government and depended on them to pay for their retirements are going to be left high and dry.



We will see the same across the rest of this nation, as the federal government runs into similar funding problems for the one hundred million Americans dependent (http://endoftheamericandream.com/archives/more-than-100-million-americans-are-on-welfare) on monthly disbursement checks. These checks are either going to be cut, or more likely, our money will be inflated away driving prices for essential goods like food and energy to the moon.



It will end in disaster, and as Martin Armstrong notes, will lead to violent confrontations when people who thought they’d be taken care of from cradle to grave realize that no help is coming (http://www.shtfplan.com/headline-news/disintegration-what-it-looks-like-when-a-nation-collapses_06252012).



Absolutely plan on the worst case scenario – because you can be assured the government is (http://www.shtfplan.com/headline-news/mark-levin-government-is-simulating-the-collapse-of-our-financial-system-the-collapse-of-our-society-and-the-potential-for-widespread-violence_03082013).



You can prepare and have a chance (http://www.activistpost.com/2013/06/when-it-happens-again-will-you-be.html) to survive and thrive. Or, fail to do so and be guaranteed a world of horrific despair (http://www.shtfplan.com/emergency-preparedness/how-horrific-will-it-be-for-the-non-prepper_05122012) and poverty.



Understand this or pay the price: THERE IS NO WAY OUT BUT COLLAPSE.





http://shtfplan.com/wp-content/uploads/2013/06/statue-of-liberty-under-water.jpg

[Twisted Titan]

He who lends to government depends on the exploitation of the people to get repaid.



Submitted as Quote of The Month

[palani]

Before you start dressing in sack cloth and wearing ashes on your face you might consider the following

MUNICIPALITY. The body of officers, taken collectively, belonging to a city, who are appointed to manage its affairs and defend its interests.

The demise of Detroit is just the financial failure of its present group of officers.

[mamboni]

Before you start dressing in sack cloth and wearing ashes on your face you might consider the following

MUNICIPALITY. The body of officers, taken collectively, belonging to a city, who are appointed to manage its affairs and defend its interests.

The demise of Detroit is just the financial failure of its present group of officers.

Oh really? Tell that to all the single welfare queens with eight kids by eight fathers when their public assistance suddenly stops: "Yo cracka, where bee my benes bitch! I be haulin' on y'ass until yu deliva whitey!"

[palani]

Oh really? Tell that to all the single welfare queens with eight kids by eight fathers when their public assistance suddenly stops: "Yo cracka, where bee my benes bitch! I be haulin' on y'ass until yu deliva whitey!"

Cities provide welfare? I never knew that. When did this come about?

[Sparky]

There is a big distinction between failures of cities, states, and feds. The fed situation is much different; they control the currency supply. Cities and states do not have that luxury.

And we are wrong to say that the $17T will never be paid. It will certainly be paid, and not by our grandchildren and grandchildren, because it is due a lot sooner than that. The problem is that while we are paying the $17T, we will be accumulating another $45T, so that we will be left with $28T unpaid. That's what our children and grandchildren will be paying.

I say this so that we all understand what is meant by "financial collapse". It all comes down to paying bondholders. In the case of the fed, we can mask the problem by paying the bondholders with diluted FRNs, until such time as they stop playing the game. It's hard to know where that point is.

At the municipal level it becomes more real. Each bondholder is counting on that coupon to be paid regularly. There's no papering over it. The only thing that becomes vague is how a default is greeted. Detroit has been reported to pay most bondholders 90 cents on the dollar. If they accept that, the default does not become a collapse. If they don't accept it, Detroit will offer a higher amount to delay the problem. The higher they offer, the worse the next due date becomes. But if the lower offer (90 cents) is accepted, they will have to pay even higher rates in order to sell their next set of bonds. It becomes a real "collapse" when the next bond issue has no buyers. It's very difficult to know which round of default will finally cause that.

But know that when it comes to "financial collapse", bonds are everything. It took me a while to figure this out. Bonds are the underpinning of the financial system. The reason the current Fed is so dangerous is that they are distorting the normal relationship between the risk (default) and reward (interest rates) of bonds, upon which the entire financial system relies for stability. Without a smooth flow of operation within the bond market, you lose the entire foundation of our debt-based money system. It's hard to know the timing of a financial collapse because you never know at what point the bond buyers will fail to show up.

[7th trump]

Oh really? Tell that to all the single welfare queens with eight kids by eight fathers when their public assistance suddenly stops: "Yo cracka, where bee my benes bitch! I be haulin' on y'ass until yu deliva whitey!"

As you can see by palani's be-littleing response aimed at you it reveals Palani doesnt know much about welfare.

Welfare is a Social Security issue. Social Security allows the states to administer the handouts. Take unemployent for instance, you have to go to a state sponsored employment office to file for unemployment.

26usc 552a


(12) the term “Federal benefit program” means any program administered or funded by the Federal Government, or by any agent or State on behalf of the Federal Government, providing cash or in-kind assistance in the form of payments, grants, loans, or loan guarantees to individuals; and
(13) the term “Federal personnel” means officers and employees of the Government of the United States, members of the uniformed services (including members of the Reserve Components), individuals entitled to receive immediate or deferred retirement benefits under any retirement program of the Government of the United States (including survivor benefits).

[mamboni]

Cities provide welfare? I never knew that. When did this come about?

The monies mostly come from the FEDs, but are subcontracted to and administered by the state governments. So it would be interesting to envision a scenario where state and local governments totally shut down and local residents are still getting federal assistance in checks and EBT and the like. Imagine that! It sounds like total anarchy: no police, firemen, sanitation, public transit. How long before small businesses just close shop and leave - no food stores. It kinda sounds like Grand Theft Auto, with lots more piles of garbage and no police cars!

[gunDriller]

should we have a bake sale ?

i wonder what the view in front of City Hall is. probably pretty grim.

let me find a Detroit Cam.
http://216.8.159.21/view/index.shtml

OK, well that's a tunnel cam. best i could do.

no chimpouts visible around lunchtime. a few cars going by.


just think, Google could buy Detroit for $100 Million.

a reasonable person would ask, "why on Earth would them want to do that ?"

i'm thinking it's cheap urban land. OK, so it's not the greatest idea. :)


one movie that has a Vision for Detroit is Robocop.

remember that scene at the end of Robocop where the guy dissolves in acid ?


http://www.youtube.com/watch?v=tjEdLuqK1RQ

that's Motown, baby !

[jimswift]

It's hard to know the timing of a financial collapse because you never know at what point the bond buyers will fail to show up.

Isn't the FED buying something like 90% of the bonds at this point?

Can't be too much longer before something has to give.

[gunDriller]

Isn't the FED buying something like 90% of the bonds at this point?

Can't be too much longer before something has to give.

yes, it's about 90%, that's what the media tells us.

of course, the media also echo's the 'official' inflation rate, says it's 2%-ish. i could swear it's more like 10%, conservatively, year over year.


so i guess the Gap between Reality & what is talked about Officially will continue to grow.

i would say it's currently at the Gaping Chasm stage.

[ximmy]

one movie that has a Vision for Detroit is Robocop.

remember that scene at the end of Robocop where the guy dissolves in acid ?

that's Motown, baby !

Ahh! Don't touch me man!

[palani]

As you can see by palani's be-littleing response aimed at you it reveals Palani doesnt know much about welfare.
Asking two questions and making a statement that I didn't know that cities provided welfare is a 'be-littleing' response? Who was I 'be-littleing'?


Welfare is a Social Security issue.
Welfare was of great concern long before social security came on the scene. Your pet program is not responsible for welfare.

[palani]

we are wrong to say that the $17T will never be paid.

That $17T does not include $346,681,016 that belongs to the 1st era United States government. If I were to send my 1862 $5 U.S. note in to Treasury and direct them to apply it to reduce the national debt of the U.S. government to $346,681,011 they would take the opportunity to print another $5 U.S. note and send it to someone else.

The national debt of the U.S. is $346,681,016 and that is where it is going to stay for a while no matter how much debt the current era U.S. government racks up.

[Libertytree]

I'd sure like to take a look at their true CAFR!

[palani]

I'd sure like to take a look at their true CAFR!

You surely wouldn't expect the mayor to leave office without resources?

[Sparky]

Isn't the FED buying something like 90% of the bonds at this point?

Can't be too much longer before something has to give.

Two things:

True, they can't it that forever. But why can't they do it for too much longer? The Fed has propped up this fiat system for 100 years. So how much longer? 6 months? 6 years? Who knows?

But the Fed only buys U.S. bonds. Cities sell municipal bonds, which aren't backstopped by the Fed. (At least not yet. Perhaps they will be if they think it will prevent an avalanche of municipal failures...)

[Twisted Titan]

I got Palini and 7th Trump duking it out in my own thread.

THIS IS EPIC!

[JohnQPublic]

Two things:

True, they can't it that forever. But why can't they do it for too much longer? The Fed has propped up this fiat system for 100 years. So how much longer? 6 months? 6 years? Who knows?

But the Fed only buys U.S. bonds. Cities sell municipal bonds, which aren't backstopped by the Fed. (At least not yet. Perhaps they will be if they think it will prevent an avalanche of municipal failures...)

I suspect they can go quite a while longer at this point. The danger is in the derivatives, not national debt, and they are doing it to keep the derivatives from going off. 100% debt to GDP? no big deal. Take the average mortgage and divide by the average household income (probably 3-5x debt to "gdp"). This in conjunction with interest rates relates to the 36% max rule for mortgage payment to income (back when they had rules).

[Serpo]

I got Palini and 7th Trump duking it out in my own thread.

THIS IS EPIC!http://3.bp.blogspot.com/_ES4JylQpqis/THmZaPKrGTI/AAAAAAAAAio/Km4VxdxMcwE/s400/Round+1.jpg

[palani]

http://3.bp.blogspot.com/_ES4JylQpqis/THmZaPKrGTI/AAAAAAAAAio/Km4VxdxMcwE/s400/Round+1.jpg

Aka "Tempest in a Teapot"

[ximmy]

5021

http://gold-silver.us/forum/attachment.php?attachmentid=5021&d=1371518782

[7th trump]

Asking two questions and making a statement that I didn't know that cities provided welfare is a 'be-littleing' response? Who was I 'be-littleing'?
Exactly....only the ignorant to the subject would ask if the state provided welfare.

Welfare was of great concern long before social security came on the scene. Your pet program is not responsible for welfare.
But the concern of welfare birthed Social Security.....everyone knows this but you.
Apparently that's why you'd say something as stupid as
"Your pet program is not responsible for welfare".

That's pet Social Security program is what causes you and everyone else to earn 3121(a) "wages" that the government bases and imposes the federal income tax on. Without Social Security the government cannot impose the federal income tax.
Hahahaha.........and you, the great legalistic palani, asked a pathetic question if the state provided welfare.
You really are lost in the law aren't you.

[Rubberchicken]

Mods please move thread derails by Palani and 7th Trump here- TIA
http://gold-silver.us/forum/showthread.php?66832-Social-Security-Sucks!

[7th trump]

Mods please move thread derails by Palani and 7th Trump here- TIA
http://gold-silver.us/forum/showthread.php?66832-Social-Security-Sucks!

Why move it to your thread?
You don't really care what ACTUALLY causes the federal income tax imposition on earnings.

[palani]

But the concern of welfare birthed Social Security.....everyone knows this but you.
Social security comes from the feds and not cities. How do cities administrate welfare? If you were hungry would you contact Mayor Gluba?

[7th trump]

Social security comes from the feds and not cities. How do cities administrate welfare? If you were hungry would you contact Mayor Gluba?

Wow!
Cant see the forest through the tress huh palani?

Cities dont....the states do like I already explained in another post by citing 5usc 552a(12).

Now if your simple mind beleives since state operated unemployment offices where one goes to collect their federal government benefits are located in cities indicates city administered.................by all means procede to the short bus.
And remember safety comes first so please put your helmet on before boarding the bus and buckle up!

[palani]

Cities dont....the states do

YOU are the state. If one is hungry then one should come to YOU to be fed?

In fact you are missing one vital connection. What you are referring to as "the state" is actually "the government". "The government" is singular (not as intended but as prescribed currently). The governments in place in each of the 50 states are administrative subdivisions of the federal government (courtesy of Harry S. Truman on or about June 20th, 1948). The counties are each an administrative subdivision of the state government. The body politic of each county consists of: villages, cities and townships. There are no PEOPLE in any of these entities. They are all corporate. AS IN DEAD. NON-EXISTENT.

So it comes back to: Since when did cities get delegated the management of welfare? And this is welfare for WHOM? Indeed it is their own welfare that government looks out for most. Whatever is done is necessary to keep these pesky PEOPLE who venture into their jurisdiction in line.

[7th trump]

YOU are the state. If one is hungry then one should come to YOU to be fed?

In fact you are missing one vital connection. What you are referring to as "the state" is actually "the government". "The government" is singular (not as intended but as prescribed currently). The governments in place in each of the 50 states are administrative subdivisions of the federal government (courtesy of Harry S. Truman on or about June 20th, 1948). The counties are each an administrative subdivision of the state government. The body politic of each county consists of: villages, cities and townships. There are no PEOPLE in any of these entities. They are all corporate. AS IN DEAD. NON-EXISTENT.

So it comes back to: Since when did cities get delegated the management of welfare? And this is welfare for WHOM? Indeed it is their own welfare that government looks out for most. Whatever is done is necessary to keep these pesky PEOPLE who venture into their jurisdiction in line.

Which is it palani?
In two senteces you say the state is "YOU" then make the comment that the state is the government....so which is it?

1. Is the state the government or-
2. "you" as a collective as "The People"?

Now keep in mind what you say about the 14th amendment replacing the Constitution..................I didnt forget....did you?
How can the state be "you" when you are a subject of the government?

You didnt think it all the way through did you palani?

Nobody goes to the mayors office to sign up for Social Security benefits......there a federal building you go to for that assistance.
Again I say you are lost in the law.........being a conspiratist has really hindered your ability to think straight.
You're infected palani!

[palani]

Which is it palani?
In two senteces you say the state is "YOU" then make the comment that the state is the government....so which is it?

In YOUR misguided mind the government is the state and the state is the government. I have no doubt that this has led to your current state of confusion.

When YOU accept a FRN then you are accepting a welfare BENEFIT of government. To be a state you have to be able to ACT as a STATE. You have to be self-governing, a small detail that is going to keep you from ever attaining anything higher than the lowly existence of a slave. When you accept presents from foreign potentates their policies generally become yours.

[7th trump]

In YOUR misguided mind the government is the state and the state is the government. I have no doubt that this has led to your current state of confusion.

When YOU accept a FRN then you are accepting a welfare BENEFIT of government. To be a state you have to be able to ACT as a STATE. You have to be self-governing, a small detail that is going to keep you from ever attaining anything higher than the lowly existence of a slave. When you accept presents from foreign potentates their policies generally become yours.

Where is accepting a FRN a "welfare benefit" found in the law?

Heres Title 42 "Title 42 - THE PUBLIC HEALTH AND WELFARE" for you to look for the law that you claim.
http://www.law.cornell.edu/uscode/text/42

Self-governing and the jurisdictional clause of the 14 th amendent which you say replaces the Constitution dont mix palani...........see how your words are used against you when you are lost in the law? You play legal games to fit your conspiracy agenda's.
You cant have it both ways.........but boy you sure would like to though!

So how can the self-governing be a "subject" at the same time?
The pecking order is thus-
1. The People (the king)
2. Government (subject to the king/s)
3. US citizens (subject to the government, jurusdiction thereof ring a bell Palani?)

Doesnt make sense......you dont make sense....your unfounded baseless theories dont make sense.

[palani]

Doesnt make sense
Of course it wouldn't ... not in your irrational state of mind.

[7th trump]

Of course it wouldn't ... not in your irrational state of mind.

Whats irrational is your beleif that accepting FRN's (which are obligations of the US government (see 12usc 411)...meaning they are no different in purpose if the US Treasury issued them as treasury notes) is a benefit.

You arent going to support your purpose and find the statute that says FRN's are a benefit are you.............more irrational behavior from palani. A "beleive as I say" mentality.
And as usual Palani will steer the conversation away from his duty to prove his premise.
Yeah all of this mumbo jumbo is from a guy who refuses to research the statutes..........AKA he doesnt like reading the law to verify, but will theorise (bullshit) everyone into beleiving the lie.

[palani]

mumbo jumbo is from a guy who refuses to research the statutes
Where in YOUR constitution is it written that the U.S. is a CIVIL law country? The common law takes no cognizance of statutes.

[7th trump]

Where in YOUR constitution is it written that the U.S. is a CIVIL law country? The common law takes no cognizance of statutes.

Right on Que.
The diversion to provide the necessary statutory evidence that accepting FRN is a benefit.
Read you like a book palani....like a book!
Did you not say the 14th amendment replaced the Constitution? Yep......that's exactly what you said on more than one occasion in more than one thread!

So if the 14th is an amendment to the Constitution itself what did the 14th replace the Constitution with?

Here's something to think about Palani!
Lets see if you can identify the common denominator?




§ 1.1-1

Income tax on individuals.

(a) General rule.
(1) Section 1 of the Code imposes an income tax on the income of every individual who is a citizen or resident of the United States and, to the extent provided by section 871(b) or 877(b), on the income of a nonresident alien individual.


(c) Who is a citizen. Every person born or naturalized in the United States and subject to its jurisdiction is a citizen.

Both these regulations can be found here.
http://www.law.cornell.edu/cfr/text/26/1.1-1

Here's Section 1 of the 14th amendment.


Section 1. All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside. No State shall make or enforce any law which shall abridge the privileges or immunities of citizens of the United States; nor shall any State deprive any person of life, liberty, or property, without due process of law; nor deny to any person within its jurisdiction the equal protection of the laws
I underlined the important parts so you don't fail in identifying the common denominator.....but I'm not holding my breath!
Are you able to identify what the 14th replaced the Constitution with or do I have to finish where you fail?
You are good at saying nothing!

[palani]

So if the 14th is an amendment to the Constitution itself what did the 14th replace the Constitution with?
Surely you have learned to read by now. If so go to the 14th amendment and read all about it. If not find someone to read it for you.


Here's something to think about
Visit YOUR favorite playground? For what reason?

[7th trump]

Surely you have learned to read by now. If so go to the 14th amendment and read all about it. If not find someone to read it for you.


Visit YOUR favorite playground? For what reason?

So which is it then.
Did the 14th amendment replace the Constitution or didn't it?
I mean come on palani....what the fuck?
In one corner of your mouth you say the 14th replaced the Constitution and out the other corner you say the Constitution is Common law which Roman Civil cant replace.
But we see the Roman Civil law statutes with their interpretive regulations that the 14th amendment gives authority to....and you are blatantly denying it.
Why the fuck do you even talk law and legaleese if you cant even understand, read or comprehend what it is you are talking about?
Why? ? ?
WTF is wrong with you palani?

Ahhhh it just hit me..........you don't know what the Roman Civil law form is do you?
Its a law form of subjection.
"and subject to the jurisdiction thereof" from the 14th amendment.
You're in denial because FRN's have nothing what so ever to do with what causes being a subject.
I just tied the income tax to the 14th amendment by citing regulation 1.1-1(c) and you are completely ignoring it.

You're legal/lawful rocket never made it off the launching pad....it blew up before it ever left the ground.

[jimswift]

5029

[palani]

Did the 14th amendment replace the Constitution or didn't it?

The answer depends upon the 'person'. If you haven't taken the time to correct your status then an oath to support the constitution is synonymous with an oath to support the 14th amendment and all the baggage that accompanies it.



what the fuck ... Why the fuck ... WTF is wrong Do you believe these help your position? Or do they show how mentally screwed up you really are?

[7th trump]

palani;640974]The answer depends upon the 'person'. If you haven't taken the time to correct your status then an oath to support the constitution is synonymous with an oath to support the 14th amendment and all the baggage that accompanies it.
Another baseless and unfounded theory you are peddling on the unsuspected huh?
Just what makes you beleive taking an oath to the Constitution makes the one taking the oath subject to the jurisdiction thereof?
The 14th says a citizen of the united states is one who is born or naturalized, and subject to the jurisdiction thereof. Here read it for yourself fool.


Section 1. All persons born or naturalized in the United States, and subject to the jurisdiction thereof, are citizens of the United States and of the State wherein they reside
Do you understand what a "comma" is used for in the English grammar?
The comma denotes a stop or seperation.
A person can be born or even naturalized here in the USofA and yet not be subject to the jurisdiction thereof. You can see this "seperation" in action on government forms palani. Ever looked at a Social Security SS-5 form?
Ever notice a signiture is required to get a ssn?
You just arent assigned a ssn by the government. They are applied for by consent......have any clue why palani?
Heres the problem with you grasshopper, you'd rather beleive a juicey conspiracy theory than allow the rubber to hit the pavement. Its pure laziness on your part. You allowed yourself to accept a lie over unbiased reasoning.
You're not honest Palani.
As much as you portray yourself as a patriot I wouldnt want you in any court setting.....not even a representitive of truth or justice.he
You're just another tool for the conspiracy community.



Do you believe these help your position? Or do they show how mentally screwed up you really are?My position doesnt need any help. You verify your incapable of honesty by continueing these retarded questions. When are you ever going to say anything?

[palani]

Another baseless and unfounded theory you are peddling on the unsuspected huh?

You are entitled to believe whatever trash you choose to believe and you will have no argument from me. After all, it is your right to chart your own path through life. I might point out a reef or so that you might become hung up on but you certainly are under no obligation to do anything with that information.

Such is the nature of NOTICE.

In the mean time, what you post is pure swill and is summarily rejected.

[7th trump]

You are entitled to believe whatever trash you choose to believe and you will have no argument from me. After all, it is your right to chart your own path through life. I might point out a reef or so that you might become hung up on but you certainly are under no obligation to do anything with that information.

Such is the nature of NOTICE.

In the mean time, what you post is pure swill and is summarily rejected.

Well I certainly dont beleive in your trashy drama you call law....it has no substance. Heck most of the time you post foreign law as if it applies.
You're incapable of recognizing any reef because you dont navigate any revelent laws relating to everyday issues.

All you do is repackage the same tired wornout "the sky is falling" message.

[palani]

Well I certainly dont beleive in your trashy drama you call law.

Why should you 'beleive' and who is asking you to anyway? My law is based on reason while you are firmly entrenched in the Land of Oz. What I call reefs you would refer to as 'grounding opportunities'.

http://24.media.tumblr.com/tumblr_lj5mvoabcT1qg636ko1_500.jpg