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palani
23rd February 2015, 06:29 AM
Wonder which state she VOTES in? The one she sleeps in or the one she has breakfast in. If she declares herself a resident of NY and loses her property there is this then an act of disenfranchisement? Prior to this was she a dual citizen and did she vote in both NY and Connecticut?

http://nypost.com/2015/02/22/woman-loses-half-of-her-border-straddling-home-in-property-tax-snafu/


A woman whose home sits on the border of New York and Connecticut was stunned to learn her neighbor owns half of her abode — because her bank failed to pay property taxes on the New York side, she told The Post.

Rosanne Di Guilio’s kitchen, living room and porch now belong to her neighbor Alethea Jacob, 52, who snatched up .2 acres of the half-acre plot for $275 at a county auction after it went into foreclosure in 2010.

“It’s sickening. She’s an opportunist. How do you sleep when you do something like this?” said Di Guilio, a 52-year-old electrical contractor who lives in Brewster, NY, or New Fairfield, Conn., depending on which side of the house she’s on.
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Rosanne Di Guilio’s survey blueprints show the the dividing line between Patternson, New York and New Fairfield, Connecticut.Photo: Douglas Healey

Di Guilio, who is fighting the foreclosure in court, said Jacob demanded $150,000 when she tried to buy back the house after she learned of the tax snafu in 2013.

She insists Jacob schemed for access to her property to avoid fixing her own leaky septic tank.

“I believe she bought it to be able to use [my] septic. It would be thousands of dollars to fix her own,” fumed Di Guilio, who has owned the home since 1997.

Jacobs even pushed to have city officials tap the septic tank on her “new property” in 2012 but didn’t succeed, she said.

“She knows it’s not her house. I spent all this money taking care of half the house she thinks she owns?” Di Guilio blasted.

Jacob may own half of the home, but she hasn’t paid Di Guilio a cent of the homeowners’ insurance she’s been paying, Di Guilio said.

She also didn’t pitch in when Di Guilio hired a service to clean up the New York-side yard after trees fell during a storm in October 2011, she said.

The ordeal began after Di Guilio refinanced her mortgage in 2004 and JPMorgan Chase put New York tax money into an escrow account but never paid the bill and later sold it to the loan-service firm Seterus Inc., Di Guilio claims.

That left Di Guilio’s property taxes of roughly $200 per year unpaid from 2004 to 2010, leading to foreclosure.
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Rosanne Di GuilioPhoto: Douglas Healey

But Di Guilio insisted she never got notices in either of her two mailboxes — neither the functional one in New Fairfield nor the sealed one in Brewster.

“Supposedly, there was a yellow notice on a tree. None of my other neighbors saw this notice. She was the only one who saw it — and the only one who bid [on the house],” Di Guilio said.

In May 2013, she finally learned her land had been yanked away after she tried to build a shed near Jacob’s property line, she said.

“I thought, ‘This is absolutely crazy. How could this have happened?’ I was completely baffled,” she said.

Di Guilio still owns two bedrooms on the Connecticut side of the home, she said. Along with half the house, several trees and plants on the New York side belong to Jacob.

Chase will take responsibility for the cost Di Guilio will have to pay to buy back the property, she said.

Jacob and the bank are still negotiating a price.

Jacob couldn’t be reached for comment at her home Saturday. Her lawyer, Michael Caruso, didn’t return requests for comment.

Cebu_4_2
23rd February 2015, 03:16 PM
What a crazy story.

Glass
23rd February 2015, 03:43 PM
why is she buying a house without the meets and bounds in the first place? Does she not know where she stands? House is built on a "fault line". Somebody else's fault. I would have walked away and bought elsewhere.

Of course trusting someone else to do your stuff for you might mean you are left dissatisfied.

palani
23rd February 2015, 04:16 PM
"Alethea Jacob, 52, who snatched up .2 acres of the half-acre plot for $275 at a county auction "

THE PLOT. As in SINGULAR. Only one. Not two. And how does .2 acres of a thing exist in one state and another .3 acres exist in another state? I could understand if there were two separate deeds with one deed for land in Connecticut and another deed for land in NY but where you have ONE THING you don't divide the taxes between two states.

The whole concept is absurd.

Glass
23rd February 2015, 04:32 PM
thats right. It can't be a single plot because its indivisible so must be a second plot joined in some way. Perhaps it is an artifact of an easement or something that was resumed at some time?

osoab
23rd February 2015, 04:43 PM
because her bank failed to pay property taxes


who has owned the home since 1997.


Chase will take responsibility for the cost Di Guilio will have to pay to buy back the property

I don't think she owns anything other than the furniture.

palani
23rd February 2015, 04:57 PM
I don't think she owns anything other than the furniture.
When you use fiat money there is no ownership. Instead there is TRUST and EQUITABLE USE rather than USUFRUCT. Involving a Fox $1 stamp in the transaction invokes law and banishes EQUITY. This is just one method though and there are most probably 20 other ways to skin this cat.

osoab
23rd February 2015, 05:22 PM
When you use fiat money there is no ownership. Instead there is TRUST and EQUITABLE USE rather than USUFRUCT. Involving a Fox $1 stamp in the transaction invokes law and banishes EQUITY. This is just one method though and there are most probably 20 other ways to skin this cat.

I was going on the angle that she was still a holding a mortgage.

Dogman
23rd February 2015, 05:31 PM
I was going on the angle that she was still a holding a mortgage.

Someone knew the problem, that kind of info should have been found out abt titles, tax district etc.

If she did not really have a clue ? Especially on a state line!

Land titles here are researched under a microscope!

Hitch
23rd February 2015, 08:03 PM
I'd sit out on that porch with a shotgun, and tell that evil bitch, if you don't hold it you don't own it. After that, a mysterious fire might happen next door.

Sickening story.

Glass
23rd February 2015, 08:05 PM
all you need is a beach head. Then you can negotiate. I'm thinking that small sliver of land will be quite expensive. Possibly more expensive than land in NY city or London town. I've often wondered how you find out about these kinds of sales. I know they happen here as well but I have never seen a notice regarding one. I don't know where they would be posted here.

palani
23rd February 2015, 09:17 PM
Conditions annexed to conveyances never expire. Even thought the land might pass through 100 hands all that needs happen is the condition be brought to the attention of anyone attempting to circumvent that conveyance in any way, shape and fashion and the condition magically achieves the appellation of an obligation.

What happens on a parcel of land that was help prior to the existence of either Connecticut or New York? Were there conditions annexed to any sale prior to the existing body politic choosing to assert their dominance? What effect does any tax sale have on such a prior condition?