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EE_
26th June 2016, 03:18 AM
750,000 Californians Past The Age Of 65 Are Still Working
by Tyler Durden
Jun 25, 2016 8:21 PM

Regular readers are well aware that residents are rushing out of California in droves for many reason, least of which is the high cost of living. For those older California residents that choose to stay however because they simply can't uproot their lives and start "fresh" somewhere else, the reality is even more gruesome as they have no choice but to continue working into their retirement years. More than 740,000 Californians between the ages 65 and 74 are still employed or looking for work the Sacramento Bee reports, and the reasons are largely attributable to money.

As the Sacramento Bee reports, more than 740,000 California residents between ages 65 and 74 are employed or looking for work, roughly double the number from 15 years ago, according to a Sacramento Bee review of the latest census data.

Much of that growth reflects a swell of baby boomers entering retirement age. But the proportion of California seniors between ages 65 and 74 still working or looking for work also has risen, going from 20 percent in 2000 to 26 percent in 2014.

Californians are working longer for a number of reasons. Some do not have enough money to retire or are among a growing number of seniors living in poverty. Others are waiting to collect their full allotment of Social Security payments as the federal retirement age gradually rises from 65 to 67. Many are simply in good health and want to keep working as life spans increase.
The percent of Californians ages 65-69 who are still working or looking for work has increased dramatically since 1990, and still remains well over 30%. The percent of residents between 70-74 who are still working or looking for work has trended up since 1990 as well, although much more gradually, and remains just under 20%.

http://www.zerohedge.com/sites/default/files/images/user51698/imageroot/2016/06/25/20160625_percentCaliforniaSeniorsWorking.JPG

Not surprisingly, seniors in the Bay Area (due to the tech bubble that we have covered extensively) and Los Angeles metro area are most likely to work past 65.

http://www.zerohedge.com/sites/default/files/images/user51698/imageroot/2016/06/25/20160625_californiapopulation.JPG

Perhaps the most interesting thing from the Bee's report is that the jobs that seniors are holding are traditionally higher paying, which implies the cost of living is so horrendous in California that literally everyone is struggling to make ends meet, let alone get ahead in order to retire.

http://www.zerohedge.com/sites/default/files/images/user51698/imageroot/2016/06/25/20160625_olderworkerjobs.JPG

However, older workers are still performing jobs that younger workers are more likely to perform, which again is a red flag that older workers are doing anything they can in order to continue to earn money in what is considered retirement age. It is notable that these types of jobs are lower paying jobs, which one can infer the severity of older workers needs to make ends meet.

http://www.zerohedge.com/sites/default/files/images/user51698/imageroot/2016/06/25/20160625_youngerworkerjobs.JPG

The fiscal situation for these seniors is about to get much, much worse. With Governor Brown signing the new minimum wage bill, that even he admitted makes no sense economically, one can rest assured that those increased labor costs will indeed be passed on to Californians in one form or another. Also, don't forget that tax increases are looming for the the Golden State. Recall that Cali had missed projected tax revenues by nearly $1 billion through the first four months of the year - those revenues will have to be replaced somehow, and with residents leaving in droves, those that remain will have to shoulder the burden.

That said, at least the above example provides a vivid demonstration why the US labor participation rate is crashing as more and more younger workers are unable to develop work careers as increasingly more aged workers remain stuck in their positions thus bottlenecking the natural pipeline of US jobs, and forcing millions of younger Americans, for whose meager skills there is no demand, to stay in school.

Meanwhile, the number of American workers aged 55 and older enjoying Obama's "recovery" have never been greater...

http://www.zerohedge.com/sites/default/files/images/user5/imageroot/2016/06/04/55%20older.jpg

http://www.zerohedge.com/news/2016-06-25/750000-californians-past-age-65-are-still-working

horseshoe3
26th June 2016, 03:04 PM
Maybe people are catching on to the fact that it's unhealthy to spend half of you life being unproductive. (Three quarters if you are a federal employee.)

Ponce
26th June 2016, 05:47 PM
Why can't more people prepare in the past for the present?...I did and still doing fine...as far as kids goes you must look at your position in life in order to know how many BRATS you want. I for one always had a very insecure life,,,so,,,I didn't have any.

I know, I know......I love my kids, but I would not have any more

V

EE_
27th June 2016, 05:51 AM
Here’s a depressing but documented comparison of California taxes and economic climate with the rest of the states.
The news is breaking bad, and getting worse (I keep updating this fact sheet):
Submitted by IWB, on September 3rd, 2011

California has the 3rd worst state income tax in the nation. 9.3% tax bracket starts at $46,766 for people filing as individuals. 10.3% tax starts at $1,000,000.
http://www.taxfoundation.org/files/bp59_es.pdf

Highest state sales tax rate in the nation. 7.25% (as of 1 July – does not include local sales taxes)
http://www.taxfoundation.org/files/bp60.pdf Table #15

California corporate income tax rate (8.84%) is the highest west of the Mississippi (our economic competitors) except for Alaska. http://www.taxfoundation.org/files/bp59.pdf Table #8 — we are 8th highest nationwide.

California’s 2011 Business Tax Climate ranks 2nd worst in the nation. http://www.taxfoundation.org/news/show/26806.html

Fourth highest capital gains tax 9.3% http://www.thereibrain.com/realestate-blog/capital-gains-tax-rates-state-by-state/109/

In virtual tie with CN and NY for highest gasoline tax (averaging 67.5 cents/gallon) in the nation, (July, 2011).
http://www.api.org/statistics/fueltaxes/ (also CA has the highest diesel tax – 76.9 cents/gallon)

California is ranked 14th highest in per capita property taxes (including commercial) – the only major tax where we are not in the worst ten states. But CA property taxes per owner-occupied home were the 10th highest in the nation in 2009.
http://www.taxfoundation.org/taxdata/show/251.html and
http://www.taxfoundation.org/taxdata/show/1913.html

California’s 2011 “Tax Freedom Day” (the day the average taxpayer stops working for government and starts working for himself) is the 6th worst date in the nation – up from 28th worst in 1994, but down from 4th worst in 2009. CA “improved” only because of our state’s soaring unemployment rate – the new tax dodge!
http://www.taxfoundation.org/research/show/387.html

California has the 2nd highest state unemployment rate. (July, 2011) – 12.0%. National unemployment rate 9.1%. National unemployment rate not including CA is only 8.7%, making the CA unemployment rate 37.9% higher than the other 49 states. http://www.bls.gov/lau/

California needlessly licenses more occupations than any state – 177. Second worst state is Connecticut at 155. The average for the states is 92. http://cssrc.us/publications.aspx?id=7707

For the 2007-08 school year, the Los Angeles Unified School District spent $29,780 per student. The district also has the country’s second lowest graduation rate of 40.6%. http://www.calwatchdog.com/2010/08/20/lausd-spends-30k-per-student/

CA public school teachers the highest paid in the nation. CA students rank 48th in math achievement, 49th in reading.
http://www.lao.ca.gov/reports/2011/calfacts/calfacts_010511.aspx page 36

1 in 5 in Los Angeles County receiving public aid.
http://www.latimes.com/news/local/la-me-welfare22-2009feb22,0,4377048.story

California has 12% of the nation’s population, but 36% of the country’s TANF (“Temporary” Assistance for Needy Families) welfare recipients – more than the next 7 states combined. Unlike other states, this “temporary” assistance becomes much more permanent in CA. http://weblog.signonsandiego.com/weblogs/afb/archives/034662.html

California prison guards highest paid in the nation. http://www.caltax.org/caltaxletter/2008/101708_fraud1.htm

For every dollar California pays to D.C., we get back 78 cents. We rank 7th worst. http://www.taxfoundation.org/research/show/266.html

California is the worst ranked state for tax administration – another anti-business factor.
http://www.sacbee.com/static/weblogs/capitolalertlatest/2010/03/cal-rated-worst.html

California now has the lowest bond ratings of any state, edging out Louisiana.
http://tinyurl.com/CA-worst-bond-rating

The American Tort Reform Association ranks CA the worst state “judicial hellhole” – extremely anti-business.
http://tinyurl.com/CA-worst-judicial-state

America’s top 500 CEO’s rank California “the worst state in which to do business” for the 7th straight year (May, 2011).
http://chiefexecutive.net/best-worst-states-for-business (It’s worth reading the short article, and especially the part about California.)

California, a destitute state, still gives away college education at fire sale prices. Our community college tuition is the lowest in the nation. How low? Nationwide, the average community college tuition is about three times higher than California CC’s.
http://www.hecb.wa.gov/research/issues/documents/TuitionandFees2009-10Report-Final.pdf Chart 5 on page 8
This ridiculously low tuition devalues education to students – resulting in a 30+% drop rate for class completion. In addition, 2/3 of California CC students pay no tuition at all – filling out a simple unverified “hardship” form that exempts them from any tuition payment, or receiving grants and tax credits for their full tuition. http://tinyurl.com/ygqz9ls

On top of that, California offers thousands of absolutely free adult continuing education classes – a sop to the upper middle class. In San Diego, over 1,400 classes for everything from baking pastries to ballroom dancing are offered totally at taxpayer expense. http://www.sdce.edu

Protests about increased UC student fees too often ignore one crucial point — all poor and most middle class students don’t pay the “fees” (our state’s euphemism for tuition). There are no fees for California families with under $80K income. Moreover, Pell Grants and federal tuition tax credits covered the total 2009-10 fee increases for nearly 3/4 of all undergraduates with household incomes below $180K.
http://www.universityofcalifornia.edu/blueandgold/ and
http://www.universityofcalifornia.edu/news/article/22415

California residential electricity costs an average of 32.4% more than the national average (far higher in San Diego County). For industrial use, CA electricity is 70.8% higher than the national average (May, 2011).
http://www.eia.doe.gov/cneaf/electricity/epm/table5_6_a.html

It costs 38% more to build solar panels in California than in Tennessee – which is why European corporations have invested $2.3 billion in two Tennessee manufacturing plants to build solar panels for our state.
http://tinyurl.com/llussb

Consider California’s net domestic migration (migration between states). From April, 2000 through June, 2008 (8 years, 2 months) California has lost a NET1.4 million people. The cumulative net annual income lost from this 8 year out-migration comes to about $26 billion. Net departures slowed in 2008 only because people couldn’t sell their homes. In 2010 we lost “only” 72,000 net people to domestic migration. Again, note that this is NET loss.
http://www.mdp.state.md.us/msdc/Pop_estimate/Estimate_08/table5.pdf and http://tinyurl.com/2010-CA-lost-72000 and http://interactive.taxfoundation.org/migration/

These are not welfare kings and queens departing. They are the young, the educated, the productive, the ambitious, the wealthy (such as Tiger Woods) – and retirees seeking to make their pensions provide more bang for the buck. Some of these departing seniors are retired state and local government employees fleeing the state that provides them with their opulent pensions – in order to avoid the high taxes that these same employees pushed so hard through their unions. And once they move out of California, our state can no longer tax their California-paid pensions.

http://investmentwatchblog.com/here%e2%80%99s-a-depressing-but-documented-comparison-of-california-taxes-and-economic-climate-with-the-rest-of-the-states-the-news-is-breaking-bad-and-getting-worse-i-keep-updating-this-fact-sheet/

SWRichmond
27th June 2016, 05:59 AM
Maybe people are catching on to the fact that it's unhealthy to spend half of you life being unproductive. (Three quarters if you are a federal employee.)

+1. So many of the "retired" people I meet have reverted to a childlike state, to the point of approaching hedonism. They seem to have little understanding about or concern for almost anything.

EE_
27th June 2016, 06:34 AM
From April, 2000 through June, 2008 (8 years, 2 months) California has lost a NET1.4 million people. The cumulative net annual income lost from this 8 year out-migration comes to about $26 billion.

These are not welfare kings and queens departing. They are the young, the educated, the productive, the ambitious, the wealthy (such as Tiger Woods) – and retirees seeking to make their pensions provide more bang for the buck. Some of these departing seniors are retired state and local government employees fleeing the state that provides them with their opulent pensions – in order to avoid the high taxes that these same employees pushed so hard through their unions. And once they move out of California, our state can no longer tax their California-paid pensions.

I lived in California for 12 years. California was good to me and I wouldn't trade it, but when it was time to retire, I got out to a more affordable state (NC).

There's a lot I miss about California and a lot I don't. I retired earlier then I wanted to due to the shit economy, but I couldn't have retired and stayed.

I'm much happier for leaving and taking an early retirement. My health improved greatly having the time to take better care of myself, eating better and training several times a week.

I was born and raised on the east coast, the difference is the people and the attitude. People here are much less PC and have a harder character, to which I'm used to and comfortable with.

West coast people are overly PC and overly sensitive. I used to joke to my workers, that I knew a good lawyer that specialized in hurt feelings on the job. Not sure if you can file a workman's comp suit for getting hurt (feelings) on the job in CA?

I expect more and more will leave as people get to retirement age. The choice will be work into your 70's, or leave and retire comfortably (younger) somewhere else. I know many that have left already. There's no going back.

hoarder
27th June 2016, 06:35 AM
Another factor is the California state religion....materialism. Maybe some of those seniors are still working so they can keep up with the Joneses.

Ponce
27th June 2016, 06:03 PM
EE?, I left CA in 200 after making my money, what really missed being able to work on my inventions with everything that I needed at hand......."flaying boat" "the bi car" and other things.....but at 76 OR is the best place to be in, specially out in the woods and the hell away from people..........only need $4,300 to live with, but only because I own everything that I do have...free and clear.

V

ximmy
27th June 2016, 07:24 PM
I'm doing ok... for now

madfranks
27th June 2016, 07:55 PM
EE?, I left CA in 200 after making my money, what really missed being able to work on my inventions with everything that I needed at hand......."flaying boat" "the bi car" and other things.....but at 76 OR is the best place to be in, specially out in the woods and the hell away from people..........only need $4,300 to live with, but only because I own everything that I do have...free and clear.

V

I want a flaying boat!

Ponce
27th June 2016, 08:05 PM
I want a flaying boat!


Second time that I took it out this guy chased me in a speed boat, I thought that, for some reason, he wanted to beat the hell out of me.....but........he took me to his big boat and paid me $100,00 for my flying boat right then and there.

One of this days I will have to post my poor pictures, it is camouflage, so it is hard to see.

V

Horn
29th June 2016, 12:45 AM
I'm doing ok... for now

Looks like you drank too much colloidal silver...

I don't ever plan on retiring, I plan for being able to produce when I'm older.

My new cupcake app is in the works now... :)

palani
29th June 2016, 04:47 AM
I plan for being able to produce when I'm older.



That's not a plan. This is a plan:

"A plan is a small metal tube that you keep far up your anus in order to safeguard your money. "

On a sanitary note ... it is always a good idea to wash your hands after handling other peoples money. They might have a plan.

Horn
29th June 2016, 11:05 AM
who says safeguarding myself from probing proctologists weren't part of production, palani?