What do you guys think is a good gold to silver stack ratio

[schreckmer]

I started buying bullion in a 10 silver to 1 gold ounce amounts. Starting to think I should have more silver less gold in the ratio. What do you guys think?

[hoarder]

At least 100 to one silver to gold. Unless storing the silver is an unbearable burden to you, I would concentrate on silver. Ask yourself what is the likelihood of your gold doubling in value in the next 5 years. What about silver?

[JohnQPublic]

Hi Schrekmer. Welcome to GSUS!

Check out my article. It probably does not answer your question completely, but is a starting point. The context of this article is that you are buying for a SHTF scenario, not "investing".

What Do Silver and Gold Buy? (http://gold-silver.us/what_silver_gold_buys.html)

By John Q. Public

"...Conclusions


A typical family requires around 113 grams of gold or 113 ozt. silver per month to live. This is based on actual purchasing power considerations for silver and gold...

From the analysis, silver would be the most cost effective purchase based on this scenario. With the gold:silver ratio currently so high, and the purchasing power of monetized gold and silver indicating the need for a lower gold:silver ratio, silver gets you twice as much bang for the current buck. Of course this analysis is approximate, and other factors may force the ratio to stay the same or even get larger..."

[schreckmer]

Yeah storage isn't an issue. I guess I'm really trying to diversify. I have all the real estate and stocks I have time to manage. If I leave the money in the bank my wife spends it. Haha

[Neuro]

Yeah storage isn't an issue. I guess I'm really trying to diversify. I have all the real estate and stocks I have time to manage. If I leave the money in the bank my wife spends it. Haha

Invest in a divorce, but still don't leave money in the bank. I think at these times it is a good idea to be overweight silver, which means you should probably buy at least 100:1 silver:gold. Or rather you should have more dollars in silver than in gold. As gold-silver ratio goes down to 40-45:1 you should start going towards underweighting silver in dollar terms.

[schreckmer]

Haha love the wife!
Still new to PM so I am trying to find something that balances saving with opportunities to increase in value. I see on YouTube most people have a hard time getting their money back on bullion bars but then people hate paying the premium on coins. What do you guys think about the collectable poured bars or specialty rounds from the civilian mints?

[Neuro]

Haha love the wife!
Still new to PM so I am trying to find something that balances saving with opportunities to increase in value. I see on YouTube most people have a hard time getting their money back on bullion bars but then people hate paying the premium on coins. What do you guys think about the collectable poured bars or specialty rounds from the civilian mints?

It depends what you see the future as. If you think there is a likely chance of a currency collapse in the future and you buy PM's as a hedge against these risks, you certainly get less metal for your dollars with the premium stuff. However if you look at it from the perspective of past performance I think (I am not sure though, since I am not a collector) you'ld have a better return on the premium collectors items. But of course that is if trends continue as in the past. Probably if you are going down the purdy collector coin lane, you should spend a lot of time learning what to buy and at what price.

[TroyOz]

My ratio is two thirds silver, one third gold. Gold is less volatile and so easy to sell. I started 100% silver. I sold silver in 2011 that I acquired between 2003 and 2005 - I traded silver for gold at $47 and $1400. Silver collapsed from nearly $50 to under $15 at one point, and gold lost a much smaller percentage. Silver has given me that pit in my stomach feeling many times, while gold has been much less worrisome on the corrections.

Silver is a great speculation at today's prices, if you have thick skin and strong hands.

I like only government minted coins, US coins preferred (better liquidity over rounds and bars when prices are high).

[hoarder]

Every penny you spend on premiums to get pretty, rare or collectable metal is a penny you won't have to invest in more metal. Which value do you think will increase? The metal or the premium?

[TroyOz]

Every penny you spend on premiums to get pretty, rare or collectable metal is a penny you won't have to invest in more metal. Which value do you think will increase? The metal or the premium?

What do you buy? Generic rounds can be discounted heavily when it comes time to sell and not everybody wants them. 90% used to be the buy, but the premium is now around $2.50 over spot - about the same as Eagles.

[hoarder]

What do you buy? Generic rounds can be discounted heavily when it comes time to sell and not everybody wants them. 90% used to be the buy, but the premium is now around $2.50 over spot - about the same as Eagles.Different kinds of silver is discounted at different times. When I bought heavily in 2003-2004, 90% was discounted so I bought mostly 90%. Whenever I sold some, I sold whichever happened to have the highest premium at the time. For a few years, 90% had high premiums. Before that bars and rounds had higher premiums so I sold that. Whenever I buy, I just get the most troy ounces for my money, as long as it's at least 90% silver.
Don't get suckered into "shiny object syndrome", just accumulate as many ounces of silver as you can.

[Hitch]

Welcome to the forum, Schrekmer and TroyOZ. Personally, if I was buying today, I'd buy silver and gold at 100 oz silver/1 oz gold ratio. Silver is underpriced, imo. Though, as suggested, silver is a lot more volatile. That being said, it's pretty low right now. There's a bigger upside to silver now, than downside. For silver, I'd go with 90% junk, 1 oz eagles, and 10 oz bars. Whatever you can get the best price on in regards to premiums.

My thoughts are on the economy, with Trump being in the picture. I have no idea what PM's are going to do. Trump could get the economy going, with jobs and all, but that could also cause some inflation as well.

[schreckmer]

When you sold your silver in 2011 where did you sell it?

[TroyOz]

When you sold your silver in 2011 where did you sell it?






I sold it to a local dealer. He paid high for premium stuff (Eagles, 90%, Maples) and discounted generic rounds and bars. If it comes down to a panic sell situation (like 2011 when silver was headed to $50), the better your bullion is, the more liquid - sealed boxes of Eagles are very liquid, and there is the possibility of premium increases in some years of sealed boxes.

[schreckmer]

I wish I had a local dealer in my area the only place around me is pretty much only interested in numismatic coins and paper currency. They said they would only be able order gold eagles if I bought them 5 at a time. Have you ever tried to sell to online dealer?

[TroyOz]

I wish I had a local dealer in my area the only place around me is pretty much only interested in numismatic coins and paper currency. They said they would only be able order gold eagles if I bought them 5 at a time. Have you ever tried to sell to online dealer?

I've bought mostly online and sold local. Dealers like Apmex buy and sell, others like JM Bullion, sell only. Selling is always the tricky part.

[milehi]

Ive diversified into ARs and Glocks. That move wouldve been huge if Hillary won, but its still a good move. Theyre appreciating faster than most things. I wish I wouldve bought more Saigas though. Theyve doubled in three years.

[schreckmer]

Yeah buying and selling firearms I'd something I thought about before gold and silver but there are so many people doing it already that I chose PM since it was a smaller community and I think more people would invest in PM if they realized the benifit of it. I had never talked to another stacker before today.

[cheka.]

40 gold, 40 silver, 20 xxx

xxx could be plati, gold/silver collector coins/bars, nickels, whatever you think will do well

[Camp Bassfish]

I'm in at 50-1.

[madfranks]

At least 100 to one silver to gold. Unless storing the silver is an unbearable burden to you, I would concentrate on silver. Ask yourself what is the likelihood of your gold doubling in value in the next 5 years. What about silver?

This 100%. I think both gold and silver will do well in the long term, but silver has so much more upward potential. If silver doubles from $16 and change today it'll be between $32-34/oz. Gold will have to break it's all time high to double from where it is today to $2300 or so. As much as I like gold, silver is the place to be right now. Once the gold/silver ratio starts trending the opposite way, trade some of that silver for the gold.

That being said, my focus on stacking is 100:1 silver:gold right now.

[schreckmer]

Apmex has a discount on 2016 ASE today if you buy 20. I Def agree on silver is the better buy right now.

[TroyOz]

Apmex has a discount on 2016 ASE today if you buy 20. I Def agree on silver is the better buy right now.

What we think and what can happen are two very different things - silver could easily fall below $10 while gold stays steady.

[schreckmer]

What we think and what can happen are two very different things - silver could easily fall below $10 while gold stays steady.

There is risk in everything you do investing is never more than someone's best guess what will happen

[monty]

I think 100 slver to 1 gold at todays gold - silver ratio

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http://www.jmbullion.com/starter-pack/
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http://cdn.jmbullion.com/wp-content/uploads/2016/10/starterpack-sunshinetube1.jpeg

[madfranks]

I think 100 slver to 1 gold at todays gold - silver ratio

JM Bullion is selling 10 ounce silver rounds starter pack-limit one order per family:

http://www.jmbullion.com/starter-pack/


Awesome promotion! Last time JM did this it was for one 10-oz bar at spot with free shipping. 10 ounces for spot + free shipping, the best deal in town!

EDIT: I just bought my 10 ounces; paid in bitcoin too! :D

[monty]

Awesome promotion! Last time JM did this it was for one 10-oz bar at spot with free shipping. 10 ounces for spot + free shipping, the best deal in town!

EDIT: I just bought my 10 ounces; paid in bitcoin too! :D

Assuming you bought the bitcoin at a price significantly lower than today's you did very well!

[schreckmer]

Nice! Is there any other deals like this out there?

[Peter88]

I think I will get that JM Bullion deal. Normally I like a minted government coin. It allows for testing against known standards for weight, diameter, thickness. And it is monitored for counterfeits. Anyone copying these is doing more than committing fraud.

Silver art bars are nice too, but those are for fun.

[Bill_Walla]

That silver to gold ratio does look a little low to me. I would ban me for spamming the forum.

[madfranks]

ban me for spamming the forum.

Ok. :)