I have a master's degree, and I put it to good use. Right now I bill between $100 and $150 per hour for my work. Yeah, I have student loans, but I at least got a degree where I can make some money out of it.
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I have a master's degree, and I put it to good use. Right now I bill between $100 and $150 per hour for my work. Yeah, I have student loans, but I at least got a degree where I can make some money out of it.
madfranks, I only know 3 fields where this can be done: lawyer, doctor and computer / IT consultant. am i close?
Quote:
Originally Posted by FreeEnergy
You forgot Registered Bonded Certified Sexologist.... :D
I did similar to the same thing, though went to culinary school a couple years after highschool, having attempted to pursue a "real" education first.Quote:
Originally Posted by Shami-Amourae
I bailed half way through when they wanted me to renew my student loan for the next semester. I couldnt justify another 7.5k in loans as the market had started to really turn and all the jobs were going the way of the dodo. With no prospects in sight I left school and wisley as well, since nearly all my friends that stayed wound up 50k in debt and couldnt get work anywhere, or as you said, wound up making 8.50 an hour at a Denny's.
However, the same goes for those of my friends that stayed in real college as well. I can count three fingers how many actualy have a decent income at this point, and even fewer who arent still with their parents or just barley under the cusp of "getting by" like my wife and I are.
Nope; I'm an architect. I'm highly efficient in my work and maximize my use of technology to get as much done myself as an average staff of four could do. So even billing at that rate I give my clients a better price than most other people or firms could offer.Quote:
Originally Posted by FreeEnergy
THE Architect? :morph:
Ok, I didn't think architects could earn that much in this market. So, apparently, it aint all a total collapse.
MadFranks,Quote:
Originally Posted by madfranks
as an architect, can you answer a generic type question for me?
Back in '68 I used a magazine floor plan spotted in a magazine that I tore out and then found a general contractor. I gave the floorplan article to my builder, who took them to his resource, who he called "a part-timer student" of some type who turned them into blueprints and elevations. This was all back before computers were doing all the CAD/CAM stuff.
I'm itching to build on a piece of property we own, and would like to find some kind of "drawing person" that charges less than highly technical architects like you are legitimately charging, to get a set of blue prints and elevations so that I can have something to take to my podunk city planning commission and apply for permits, etc.
Where do lower middle class people like us go to find one of these drawing type part-timers? Any suggestions would be appreciated.
beefsteak
I ran into a punk-kid who said his dad was an architect. Me and some friends ran into him at party. The kid was a total prick, thought he was a big guy cuz his dad was rich. He later invited us to his house. Man, it was freaking huge and fancy. Even had a water fountain in the lobby. Anyway, turns out the kid invited us over cuz he wanted to get with one of the girls in my group. lol, she gave it up too!Quote:
Originally Posted by FreeEnergy
SLs never disappear, go away, or are forgiven.Quote:
Originally Posted by 1970 silver art
Yes, b/c the gov sponsors them they cannot be dishcarged b/c of bankruptcy.
Some people who just reached Social Security recipient age realized that the US gov is garnishing their social security monthy payments because they still ow (or stopped paying) their student loan.
There have been articles on this recently and I'm sure they can be found on google.
For the younger generation that is graduating with an average debt of $24,000 this will have repercussions, as the job market is so weak.
Same for vocational schools and the culinary schools noted in this thread.
Sadly, education in the US has become a business. The education industrial complex (as Celente says).
Unis and vocational/trade schools know federal FAFSA money is available for students to borrow --> schools raise tuition --> the gov raises the debt the students can borrow because of the rise in tuition --> and so on, and so on.
I went to a state public Uni in the late 80s and early 90s. Tuition was pretty cheap, and my parents helped me with rent, and I usually worked a job like making sub sandwhiches and the like during the school year and construction in the Summer.
I gradudated with $0 SL debt, or any debt. I was lucky. (I also abhor debt.)
I am basically debt free now - except - ding! ding! for a student Loan I took out 7 years ago when I started an MA program but quit after one quarter because the cost to benefit return being low (field: education).
I still have $50 usd taked out of my saving account on an automatic withdrawal to cover the $4,800 I borrowed at 4% 7 years ago.
Stupid to keep the loan? Yes. But it keeps my credit current, as I'm living in Vietnam and have not filed for taxes in 8-9 years.
Turns out the producers in our economy produce people that are capable of reproduction? I didn't have anything like this when I was a kid, but if I did I would have had as much fun as possible. It sucks to be the poor kid when all the rich kids have nice houses. You go to their house and party.Quote:
Originally Posted by cthulu
How old are you? Keep stacking them coins.