Savings Account? Hardly: You're an unsecured creditor getting zippo interest

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Originally Posted by zap

Ok so all you geniuses help me ! I have quite a bit in the bank for knothead, should I just get it out and convert it all to gold ? I am not talking about a little bit, please real ideas only.

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Keep 1 year of expenses in cash. Anything above this can be converted to a mix of physical gold and silver, 50% of each in dollars. But if future cash flow is a risk, then more cash may be held.