Obamacare: A Deception - A Detailed Analysis - Paul Craig Roberts

mamboni comments: Obama did not require background checks on Obamacare Navigators who will have access to applicants personal and financial information. This bastard is deliberately trying to stir the pot and destroy this country. Getting a background check on people who will know your SSN name and address and bank accounts is a no brainer. My 20 year old daughter had to get a background check before she could work in a daycare center! I am so fucking disgusted with this corrupt incompetent president and government.


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Obamacare ‘navigator’ in Kansas has outstanding arrest warrant

12:25 AM 10/14/2013


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Michael Volpe

A woman with an outstanding warrant for her arrest is currently serving as an Obamacare “navigator” in Lawrence, Kansas.


Rosilyn Wells — the Director of Outreach and Enrollment for the Heartland Community Health-care Center (HCHC) – is “the only full-time Affordable Care Act navigator in Lawrence,” according to the Lawrence Journal-World.


Wells was certified as an Obamacare navigator despite her financial history, which includes a bankruptcy in 2003, a 2007 civil charge from a local check cashing business called Midwest Checkrite for writing a bad check, being more than $1700 behind on her state tax bill, and having an outstanding arrest warrant in nearby Shawnee County. Wells lives and works in Douglass County.


Reached by phone, The Shawnee County Sheriff’s Office would not elaborate on the specific charges related to Wells’ arrest warrant.


Navigators are creations of the federal government and they are paid to work closely with consumers — and their personal information — to help them navigate the newly-created Obamacare exchanges.


The Obamacare navigator program has fallen under heavy criticism for its privacy pitfalls, with the House Oversight Committee issuing a report only two weeks ago which warned that navigators would not be properly vetted to protect consumers.


The report pointed out navigators would have access to all sorts of personal data.


“[T]he main concern for consumers is the heightened risk of identity theft and financial loss from a poorly managed outreach campaign,” the Oversight Committee report said. “Navigators and Assisters will come into contact with a plethora of personally identifiable information (PII), including an applicant’s Social Security number, date of birth and income, as well as the PII of everyone in an applicant’s household.”

The Obama administration’s decision not to require background checks for navigators compounds the privacy risks, the Oversight Committee wrote.


“In part, substantial risks remain because the Administration decided not to require background checks and fingerprinting of individuals hired by Navigator and Assister organizations,” the committee wrote. “Under the Administration’s plan, unless states have already taken actions to protect their citizens, Navigators and Assisters are not prohibited from hiring convicted felons, including individuals convicted of identity theft or fraud.”



Read more: http://dailycaller.com/2013/10/14/ob...#ixzz2hjGJ3Xeq

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Originally Posted by mamboni

The only people who will go unharmed by this are folk who live completely off the books and do not file. I expect that there may be lots more of them going forward.

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What's to stop us from setting up our own nationwide health insurance coverage right here at GSUS, doc?

We could call it Mambocare...and avoid the fine that way...

I'll collect the info.,, its $4 a month for Gold care, $3000 monthly for the Platinum plan.

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Originally Posted by zap

In another post I talked about our premiums, I am paying 1460.00 a month for 80/20 Max out of pocket a year 6000 including deductible of 750.00, this is for 2 people and knothead is on mine ( 3 people ). October is our renewal month and it was going to be $1560.00 a month ! so I cut it down to 840.00 with a 2000 deductible, total Out of pocket 6000, with a 70/20. I have to pay this premium every month even when we aren't working! I paid the 1460 for 10 months when we weren't working, it is just ridiculous, It might do me good to get rid of the company insurance and both of us go on Obama care prolly be cheaper ? But see therein lye's the problem nobody, Dr's want to accept or participate in obamacare, 2 hospitals in our area aren't in the plan. By the way I am 46 , worker is 35 , my dependent is 8 no health problems for any of us, IE High BP, diabetes,no chronic health issues.

What the Hell!!!

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Look into an HSA with HDHP - healthcare savings account, with high deductible healthcare plan. You put money into the HSA and it is yours to spend on healthcare as you see fit. You also buy a HDHP which is much less than what you are paying. My guess, you would pay $400 a month for the HDHP and the HSA contributions reduce your taxable income.

Statists of all stripes HATE HSAs and want to get rid of them, so, get yourself grandfathered into one now.

Ten Things to Expect from Obamacare in 2014


Posted on 16th October 2013 by Administrator

Ten Things to Expect from Obamacare in 2014

By Elizabeth Lee Vliet, M.D.

Obamacare’s health exchanges opened on October 1. Hopefully you weren’t one of the unlucky guinea pigs who attempted to sign up with a system so crummy that even the Washington Post is calling it a disaster.

Given that the impact of Obamacare will only grow from here on out, Casey Research asked acclaimed Obamacare expert Dr. Lee Vliet what we should expect as the calendar turns to 2014.

Importantly, Dr. Vliet is independent in every sense of the word. Not only is she an independent physician, she’s also a registered political Independent, and has no ties to pharmaceutical, insurance, political, or any other interests. Like any good doctor, she is professionally concerned with one thing and one thing only: her patients. You’ll find her criticisms of Obamacare quite harsh, but only because she’s disturbed about the impact it will have on her patients.
Ten Things to Expect from Obamacare in 2014

By Elizabeth Lee Vliet, M.D.

It’s been clear to anyone paying attention that the October “rollout” of Obamacare has been a turbulent, confusing disaster. Sloppy IT systems and technological failures combined to cripple Obamacare’s sign-up systems. Security flaws put Americans at risk for identity theft.

In an almost comical understatement, President Obama summarized these massive failures as “a few glitches.” I think that Luke Chung, IT expert and president of database solutions firm FMS, explained the situation much more accurately:


“What should clearly be an enterprise quality, highly scalable software application felt like it wouldn’t pass a basic code review. It appears the people who built the site don’t know what they’re doing, never used it and didn’t test it.”
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Chung went on to call it a “technological disaster.”

Think about what this ineptitude means in the bigger debate about Obamacare. The administration spent 3½ years and $698 million of taxpayers’ money to develop this software. They’ve known since earlier this year that the system wasn’t ready to support the rollout of the exchanges. Yet they proceeded anyway, apparently unconcerned about their faulty software costing Americans millions of hours of frustration and lost productivity.

These same bureaucrats continue to assume more and more control of our medical care. What does their incompetence say about how they will handle making life-or-death medical care decisions?

Like a parasite taking over its host, Obamacare will commandeer almost 20% of our economy, crowding out private options. With 2014 fast approaching, what should we expect in its next phase?

Here’s my list Top Ten list for 2014:

1. The expansion of Medicaid, with increased cost burden for taxpayers.
Medicaid is a combined state-federal program initially designed to help the neediest among us. But it has burgeoned to cover medical costs for about one in every five people. Today, Medicaid pays for two of every five babies born in the United States, and three of every five people in long-term care facilities in the US.
Obamacare will add another 20 million new Medicaid dependents. According to the Kasier Family Foundation, that Medicaid expansion will add an average of 13% to state budgets in costs for 2014 alone.

Even though Medicaid was designed to help the poor, studies have consistently shown that Medicaid recipients receive worse medical care than people without any health insurance at all! Medicaid patients have longer waits to see a doctor, fewer specialists to choose from, and poorer medical outcomes overall. A particularly morbid piece of evidence is that on average, Medicaid patients die sooner after surgery than people who have no medical insurance.
Essentially, Obamacare is forcing 20 million more Americans into second-class medical care with Medicaid.


2. “Sticker shock” as the reality of higher health insurance premiums hits home.
The majority of Americans, especially those who are young and healthy and therefore have paid low premiums in the past, are seeing their health insurance premiums rise between 50% and 150%. Further, employers are cutting full-time workers back to part-time by reducing employees’ hours per week from 40 to 29 or less, to avoid having to provide those employees with expensive, Obamacare-compliant coverage.

The “Affordable Care Act” has become anything but affordable for most people.


3. Large and small employers are cutting health insurance benefits.
Obamacare expands the requirements for what all health insurance policies must cover. So it’s no mystery why premiums have risen: Americans now must pay for a host of features, whether they want to or not. For example, in my office, the women employees are all menopausal. Yet Obamacare requires our small-business health insurance policy to cover pregnancy and maternity care! That means our policy costs more.

These higher premiums force employers to pass on the costs to employees (in the form of higher co-pays and deductibles) and/or customers (in the form of higher product costs). 2014 will bring even higher premiums for most individuals and businesses.

To deal with this onslaught of rising costs, businesses have a series of bad options: fire or lay off workers, cut health insurance benefits for everyone in the company, or reduce full-time employees to part-time so they don’t qualify for health insurance benefits, as I mentioned above.
Unfortunately, some businesses will be forced into the worst option of all: going out of business.


4. The employer-based health insurance policies that remain will have higher out-of-pocket costs for employees.
Because businesses must pay more to purchase Obamacare-compliant plans, they will require employees to pay higher co-pays and deductibles before coverage begins.


5. Fewer types of health insurance policies can be offered under Obamacare.
Many small-business plans and existing physician networks are being terminated due to the expanded coverage requirements under Obamacare. We just received notice that our own small-business plan is being terminated.

Candidate and then President Obama promised, “You can keep your insurance plan.” Nope.


6. Many people cannot keep their doctors.
Candidate Obama promised, “If you like your doctor, you can keep your doctor.” But many patients who like their doctors are being forced to find new ones due to changes in physician networks, as well as doctors leaving insurance plans to start fee-for-service or “concierge” practices.

Sadly, when a patient is pushed out of a long-standing relationship with a physician who understands their medical history, medical outcomes often deteriorate. This is especially true for special-needs patients, who often fall between the cracks when doctors are pressured to see 40 or 50 patients a day in five-minute visits.


7. Further destruction of Medicare.
In 2014, Medicare patients will discover several unwanted changes:

• higher premiums for their supplemental policies
• fewer types of Medicare supplement policies available
• more cutbacks in Medicare-covered services
• longer delays to see doctors, because many doctors are closing their doors to Medicare patients due to the cuts in reimbursements
• fewer cancer care specialists taking Medicare patients
• higher costs for hospital-based cancer treatments, as private offices with lower costs are closed due to reimbursement cutbacks
• fewer hospital-based surgeries being approved because as of October 2012, Obamacare rules incentivize hospitals (i.e., paid more by Medicare) to do fewer surgeries and procedures.
• Medicare patients who sign the Advance Beneficiary Notice (ABN) agreeing to pay for services Medicare does not cover will find that they now have higher out-of-pocket costs to pay for these non-covered services.
• Patients over 80 are already finding reduced approvals for certain procedures and medicines. Expect to see more of this age-based rationing as the Medicare cuts increase over the next decade.

8. Loss of ownership of your medical records.
Your doctors, hospitals, and other health professionals are being pressured to adopt electronic medical record systems and send patient information to the federal government’s medical database by 2015. If they don’t comply, they’ll be penalized with reduced payments for services.

This means the government will own your personal, private information, and you have no say in the matter. I consider this a complete loss of your privacy, as well as a violation of the Constitution’s 5^th Amendment “Takings” clause.


9. More waivers and exemptions for the political elites and Democrat cronies.
The Obama Administration and its political appointee, HHS Secretary Sibelius, have granted over 1,000 waivers and special exemptions to various Democrat donors, political allies, unions, and others. Obama’s politically connected friends are the only Americans who won’t suffer under Obamacare’s onerous regulations, ballooning costs, and 20 new taxes.


10. On January 1, 2014, the Individual Mandate to purchase Obamacare-compliant health insurance goes into effect.
“Mandate” may sound benign, but it carries the force of law. Those who do not comply face another Obamacare tax (as the Supreme Court defined it), though called a “penalty” by Democrats when they forced the healthcare law through Congress on a partisan vote.

At the end of the day, Obamacare shifts a bigger burden onto taxpayers and increases the number of people on the dole. In other words, it pushes the US in the exact opposite direction it needs to go to solve its massive debt problems.

The most serious problems of Obamacare, however, will be felt at the individual level. You’re going to wait longer to see a doctor, you’re going to pay more for fewer treatment options, and healthcare quality will deteriorate as doctors and hospitals go out of business.

Obamacare seeks to replace the adaptability and efficiency of our free markets with heavy-handed government control and micromanaging by bureaucrats who don’t have a clue about what really helps patients. We need the opposite: patient-centered, free-market reforms.

Such programs have been successfully implemented in states like Indiana and businesses like Whole Foods and Safeway. They used health savings accounts and other incentives to empower consumers to make their own medical spending decisions.

It’s possible to reform and improve the broken payment system while keeping our excellent medical care and innovative atmosphere that relieves suffering and improves quality of life. Unfortunately, Obamacare is pushing our country in the wrong direction.


Dr. Vliet writes as an independent practicing physician with medical practices in Tucson and Dallas focused on issues of endocrine aging in men and women from puberty to late life. Dr. Vliet is a registered political Independent, and is also medically independent of all health insurance contracts since 1986. Her allegiance is to and for patients. Dr. Vliet is the 2007 Voice of Women Honoree by the Arizona Foundation for Women for her pioneering work on the overlooked hormone connections in women’s health, and she is the author of six consumer books on health topics. She has appeared on nationally syndicated radio and TV shows discussing the healthcare law as well as a variety of health topics for women and men.
Dr. Vliet was one of the speakers at the just-concluded 2013 Casey Research Summit. (Click here to pre-order the complete Summit Audio Collection and save $100 off the normal price. This discount offer ends tomorrow.)
Dr. Vliet’s medical websites are www.herplace.com and www.InternationalHealthStrategiesLtd.com. Follow Dr. Vliet on twitter @healthandcents

Where's my Mambocare?

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Originally Posted by Horn

Where's my Mambocare?

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You and me both.

I believe they are going to have a lot of people who will not comply. This is revolution territory. Forcing a segment of the population to purchase a product at the barrel of a gun. I have a gut feeling that the peoples gun barrels will start pointing towards those who attempt to enforce this ridiculous law.

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Originally Posted by Ares

I believe they are going to have a lot of people who will not comply. This is revolution territory. Forcing a segment of the population to purchase a product at the barrel of a gun. I have a gut feeling that the peoples gun barrels will start pointing towards those who attempt to enforce this ridiculous law.

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Time to fish or cut bait.

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Originally Posted by Ares

I believe they are going to have a lot of people who will not comply. This is revolution territory. Forcing a segment of the population to purchase a product at the barrel of a gun. I have a gut feeling that the peoples gun barrels will start pointing towards those who attempt to enforce this ridiculous law.

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I don't think it will lead to violence. I do think that this law will drive a lot of businessman to quit and go galt. I know I am thinking about downsizing and calling it quits. And I think a lot of young people who were motivated to find a job are going to throw their hands up and say the heck with it: I'll stay at home and just do some off-the-books cash jobs and not file a tax return. I think tax receipts will continue to decline despite the higher and more numerous taxes and fees. I think money velocity is going to drop to the absolute floor as people downsize, buckle down and live on less to avoid the tax man. I feel sorry for retail because all, except the big multinational entities which are sucking off the government teats (like Walmarts), are going to be slaughtered by this economic slowdown.

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Originally Posted by mamboni

I don't think it will lead to violence. I do think that this law will drive a lot of businessman to quit and go galt. I know I am thinking about downsizing and calling it quits. And I think a lot of young people who were motivated to find a job are going to throw their hands up and say the heck with it: I'll stay at home and just do some off-the-books cash jobs and not file a tax return. I think tax receipts will continue to decline despite the higher and more numerous taxes and fees. I think money velocity is going to drop to the absolute floor as people downsize, buckle down and live on less to avoid the tax man. I feel sorry for retail because all, except the big multinational entities which are sucking off the government teats (like Walmarts), are going to be slaughtered by this economic slowdown.

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They're already experiencing that. The "holiday shopping season" is gearing up and sales are dropping. You're right about money velocity being the culprit that will wreck this train. However I do know quite a few people personal and on line who will not be afraid to make a stand violent or otherwise if it comes to it to resist what is coming. This "law" is outright theft and people see it as that. Forced to by a product they do not want or be "fined" for not complying. I already told my wife if it comes to it, I'll just close our bank account, and work for cash or bitcoins. I have a number of skills that I can utilize and have no problem living within my means.