Re: Cancelling credit cards
You should receive a terms notice at all your other cards within the coming weeks removing any cash back perks and interest rate tripling.
Plastic Seppuku.
Re: Cancelling credit cards
Quote:
Originally Posted by
Hitch
They don't charge interest if you pay it off in the first month. Maybe that's how I got a zero balance. I routinely paid off the full balance before interest was charged. There was a zero balance for months, so I didn't have this issue.
That's a damn good point you make though. Once they got their hooks in you, damned if they let them go.
you and hoarder are both right. if you always pay off, no interest, but once you enter the interest game every charge immediately adds to it
hoarder -- I think you know the answer -- you have to add some extra to the final bill payment to cover the interest during that time period from when the bill was generated until they receive and cash your payment
Re: Cancelling credit cards
something stupid I like to do is round all of my bills up to the next whole dollar. makes the fckers keep track of owing me 39 cents :)
I also have a 4.99 unsecured loan from citi from 2005ish. paid it down hard early, then ten bucks a month for last 3 years or so - just for kicks. only 4 more ten dollar payments and that kitchen remodel from 2005 is all mine
Re: Cancelling credit cards
Quote:
Originally Posted by
cheka.
something stupid I like to do is round all of my bills up to the next whole dollar. makes the fckers keep track of owing me 39 cents :)
I also have a 4.99 unsecured loan from citi from 2005ish. paid it down hard early, then ten bucks a month for last 3 years or so - just for kicks. only 4 more ten dollar payments and that kitchen remodel from 2005 is all mine
Time to remodel the Kitchen then!
Re: Cancelling credit cards
Quote:
Originally Posted by
Neuro
Time to remodel the Kitchen then!
or hurricane harvey repairs :mad:
Re: Cancelling credit cards
Quote:
Originally Posted by
cheka.
or hurricane harvey repairs :mad:
I see so you are one of those evil anti-Semitic Israel boycotters, whom uncle Satan won't pay out Harvey reparations too... or does the Harvey reparations only go to California's actors guild nowadays?
Re: Cancelling credit cards
Quote:
Originally Posted by
cheka.
something stupid I like to do is round all of my bills up to the next whole dollar. makes the fckers keep track of owing me 39 cents :)
I also have a 4.99 unsecured loan from citi from 2005ish. paid it down hard early, then ten bucks a month for last 3 years or so - just for kicks. only 4 more ten dollar payments and that kitchen remodel from 2005 is all mine
https://img.4plebs.org/boards/pol/im...4066075653.jpg
:rolleyes:
Re: Cancelling credit cards
Quote:
Originally Posted by
Jewboo
Dayum you are merciless! Still I can't stop laughing!