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Is this a new meme? the old meme is Ripple is scam but both are memes nonetheless.
Ripple is a multi-billion dollar, world wide company with offices all over the world, it's certainly not a "fraud"...

FYI: If you want information on Ripple/XRP, this guy has been following them since 2013, he knows more about them than just about any YT influencer out there
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There is ZERO doubt that XRP will be one of the most important cryptos in the entire crypto space.
If you held XRP on a supported exchange on Dec. 12th 2020 OR a supported wallet OR a ledger nano,...

It is my understanding that the Lightning network is going to merge with Swift (already happening) and then many of these CC's will start getting involved in transactions.
This is the reason they...