I am that awful kid, my folks worked and scrimped and saved and now I own my half of their farm. My sister sold her half for 5000/acre two years before it was worth 10,000/acre. I want to leave it to my heirs and hope they live large and well.
My Daughter is an MD and book smart and dumb as a rock when it comes to what the real score is. Just one kid, wanted more, but didn't happen. Thats the tale of white folks who start late trying to make a safe secure nest.