Are we in a deflationary collapse right now?

[vacuum]

All the banks are sitting on fat reserves right now. I wish I could find a better chart of this...

Attachment 4719

Fat reserves = no loans being made and money accumulating = deflation

Whether they are intentionally withholding loans and creating the deflation in order to snap up things for pennies on the dollar, or whether they aren't making loans because it is no longer possible (maximum potential) is an open question.