If I recall from my Jean Keating studies the Hall book reveals that admiralty (including maritime and commerce) is all about who has the best bond. Whoever's bond is the highest rated wins.
I tend to stay away from debtor and creditor concepts as these deal with money. Once you remove the money issue these notions morph into honor and dishonor. Before you can become comfortable dealing with society in all its possible combinations and permutations of relationships it is necessary to study these concepts so that you can reject them timely (or else dishonor follows).

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